San Bernardino County property record for 320 E Spruce St, Ontario, CA 91761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,236 sqft · built 1974 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jan 2003) |
| Tax Bill | $3,117 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1050-576-15-0000 |
| Primary APN | 1050-576-15-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 1,678 sqft |
| 1st Floor Area | 1,236 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 E SPRUCE ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91761-5365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 510 |
| Legal Description | TRACT 8729 LOT 41 |
| Legal Subdivision | TRACT 8729 |
| Legal Tract | 8729 |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1810 |
Source: San Bernardino County records · APN 1050-576-15-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E SPRUCE ST, ONTARIO, CA 91761-5365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2003 · Amount on Record |
| Deed Sale | Jan 22, 2003 · Amount on Record |
| Prior Sale | Feb 23, 1999 · Amount on Record |
| Deed Document Number | 200341195 |
| Last Transfer Date | Jan 22, 2016 |
| Transfer Doc | 0000294220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 320 E SPRUCE ST, ONTARIO, CA 91761-5365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 E SPRUCE ST, ONTARIO, CA 91761-5365 |
| Document Number | 0000363806 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-0363806 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $295,466 (+2%) Land $103,411 Building $192,055 | |
| 2025 | $3,117.00 (+5.38%) Homeowner's exemption | $289,672 (+4.04%) Land $101,383 Building $188,289 |
| 2023 | $2,958.00 (+1.37%) Homeowner's exemption | $278,423 Land $97,446 Building $180,977 |
| 2022 | $2,918.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 859 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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