320 E Smithfield St, Bradford, OH 45308 Property Records

Miami County property record for 320 E Smithfield St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1973
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$63,900 (May 2019)
Tax Bill	$623 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-001700`

Property Details

APN / Parcel Number

Primary APN	`H18-001700`
Alternative APNs	`090422.3-04-004-00` `H18BF019 00400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 E SMITHFIELD ST
City	BRADFORD
State	OH
Zip	45308-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 168 55.7
Legal Subdivision	VILLAGE OF BRADFORD
Legal Lot Number	168
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2012
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E SMITHFIELD ST, BRADFORD, OH 45308-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	May 1, 1988 · Amount on Record
Deed Document Number	20192019OR-05554
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000002523
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 28, 2019
Property Address	320 E SMITHFIELD ST, BRADFORD, OH 45308-1344
Document Number	0000005554
Instrument Date	May 23, 2019
Instrument	5554
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E SMITHFIELD ST BRADFORD OH 453081344, BRADFORD, OH 45308-1344

Mortgage

Document Number	5555
Date	May 28, 2019
Instrument	5555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 (-19.82%) Homeowner's exemption	$41,020 (+38.53%) Land $5,180 Building $35,840	$117,200 (+38.53%) Land $14,800 Building $102,400
2024	$777.00 (-1.27%) Homeowner's exemption	$29,610 (-) Land $5,600 Building $24,010
2023	$787.00 (-6.53%) Homeowner's exemption	$29,610 (-) Land $5,600 Building $24,010	$84,600 (-) Land $16,000 Building $68,600
2022	$842.00 Homeowner's exemption	$29,610 Land $5,600 Building $24,010	$84,600 Land $16,000 Building $68,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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