Gratiot County property record for 320 E Prospect St, Saint Louis, MI 48880
| Property Type | Commercial |
|---|---|
| Lot Size | 8.03 acres (349,787 sqft) |
| Owner | 2 Company Names on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-300-001-00 |
| Primary APN | 53-300-001-00 |
|---|
| Lot Area | 349,787 sqft (8.03 acres) |
|---|
| Street Address | 320 E PROSPECT ST |
|---|---|
| City | SAINT LOUIS |
| State | MI |
| Zip | 48880 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MRS MARY E GIDDINGS ADDITION TO ST LOUIS ENTIRE BLOCKS 2 & 3. EXEMPT |
| Legal Subdivision | MRS MARY E GIDDINGS ADD |
| Legal Block | 2 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 300 |
Source: Gratiot County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 300 N MILL ST, SAINT LOUIS, MI 48880-1545 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| Municipality | St. Louis City |
| Unified School District | St. Louis Public Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. LOUIS serves 6,976 people · EPA ID MI0006320 |
|---|---|
| Water Source | Purchased surface water from GRATIOT AREA WATER AUTHORITY |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ISP Management Fixed Wireless | 200 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CMS Internet, Point Broadband.
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