320 E Park St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 320 E Park St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,858 sqft · built 1850
Lot Size	0.196 acres (8,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Jan 2023)
Tax Bill	$6,706 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-1-40`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-1-40`
Alternative APNs	`20010730070001040000` `2789-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	982 sqft
2nd Floor Area	876 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,536 sqft (0.196 acres)
Lot Dimensions	194 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 E PARK ST
City	ALBION
State	NY
Zip	14411-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 35-15-1
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2011
Census Tract	40701

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 E PARK ST, ALBION, NY 14411-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jan 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Deed Document Number	2023118855
Deed Book / Page	870 / 782
Prior Transfer Date	Dec 6, 2009
Prior Transfer Doc	0000000838/000000106
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	320 E PARK ST, ALBION, NY 14411-1430
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025131859
Date	Oct 20, 2025
Instrument	2025-131859

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	Jan 26, 2023
Property Address	320 E PARK ST, ALBION, NY 14411-1430
Document Number	000870/782
Book / Page	870 / 782
Instrument Date	Jan 26, 2023
Instrument	118855
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 INGERSOLL ST, ALBION, NY 14411-1010

Mortgage

Document Number	0000118856
Date	Jan 26, 2023
Instrument	118856

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Feb 1, 2023
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,706.00 (+1.22%)
2025	$6,625.00 (+116.29%)	$160,500 (-) Land $6,800 Building $153,700	$168,900 (+5.23%) Land $7,156 Building $161,744
2024		$160,500 (+93.61%) Land $6,800 Building $153,700	$160,500 (+60.66%) Land $6,800 Building $153,700
2023		$82,900 (-) Land $6,800 Building $76,100	$99,900 (-) Land $8,194 Building $91,706
2022		$82,900 Land $6,800 Building $76,100	$99,900 Land $8,194 Building $91,706
2021	$3,063.00 (-22.22%)
2020	$3,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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