320 E Oak Hill St, Ontario, CA 91761 Property Records

San Bernardino County property record for 320 E Oak Hill St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,885 sqft · built 1978
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1051-211-66-0000`

Property Details

APN / Parcel Number

Primary APN	`1051-211-66-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,885 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 E OAK HILL ST
City	ONTARIO
State	CA
Zip	91761-6078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9557 LOT 2
Legal Subdivision	TRACT NO 9557
Legal Tract	9557
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	1804

Owner

320 E Oak Hill St is owner-occupied and held in a trust since November 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000284522
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 19, 2025
Property Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078
Document Number	0000284522
Map Reference	MB 144 PG 96-98
Instrument Date	Nov 6, 2025
Instrument	2025-0284522
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078

Mortgage

Document Number	0000456051
Date	Nov 13, 2020
Instrument	2020-0456051

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	320 E OAK HILL ST, ONTARIO, CA 91761-6078
Document Number	0000051724
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E OAK HILL ST ONTARIO CA 917616078, ONTARIO, CA 91761-6078

Mortgage

Document Number	0000051724
Date	Feb 12, 2020
Instrument	51724

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Oak Hill St was $2,505.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$233,993 (+2%) Land $39,187 Building $194,806
2025	$2,505.00 Homeowner's exemption	$229,405 Land $38,419 Building $190,986
2023	$2,380.00 (+1.36%) Homeowner's exemption	$220,497 Land $36,927 Building $183,570
2022	$2,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 E Oak Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 E Oak Hill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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