320 E North St, Piqua, OH 45356 Property Records

Miami County property record for 320 E North St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$43,000 (May 1996)
Tax Bill	$1,055 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2018 Sale
Flood Zone	Zone X (reduced by levee)
APN	`N44-054460`

Property Details

APN / Parcel Number

Primary APN	`N44-054460`
Alternative APNs	`060617.2-17-007-00` `N44NE004 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
1st Floor Area	1,616 sqft
Upper Floors Area	435 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	69 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	320 E NORTH ST
City	PIQUA
State	OH
Zip	45356-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4775 45
Legal Lot Number	4775
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	6
Census Block	6001
Census Tract	315100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 E NORTH ST, PIQUA, OH 45356-2448
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage HTM AREA CU INC
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 1996 · Amount on Record
Deed Sale	May 31, 1996 · Amount on Record
Prior Sale	Jul 29, 1993 · Amount on Record
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	320 E NORTH ST, PIQUA, OH 45356-2448
Document Number	0000015128
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 MEADOWPOINT DR TROY OH 453738499, TROY, OH 45373-8499

Mortgage

Document Number	0000015128
Date	Dec 10, 2018
Instrument	15128

Lender

Name	HTM AREA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 27, 2018
Property Address	320 E NORTH ST, PIQUA, OH 45356-2448
Document Number	0000002249
Instrument Date	Aug 22, 2017
Instrument	2249
Transaction Type	Transfer
Record Updated	Mar 14, 2018

Transaction

Amount	Amount Recorded
Tax	$23.20
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 MEADOWPOINT DR TROY OH 453738499, TROY, OH 45373-8499

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,055.00 (+2.03%)	$24,370 (+29.15%) Land $4,870 Building $19,500	$69,600 (+29.13%) Land $13,900 Building $55,700
2024	$1,034.00 (+18.04%)	$18,870 (-) Land $5,080 Building $13,790
2023	$876.00 (-7.69%)	$18,870 (-) Land $5,080 Building $13,790	$53,900 (-) Land $14,500 Building $39,400
2022	$949.00	$18,870 Land $5,080 Building $13,790	$53,900 Land $14,500 Building $39,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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