320 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 320 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,730 sqft · built 2003
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Company Names on File
Last Sale	$1,197,000 (Sep 2023)
Tax Bill	$24,051 (2024)
Deeds & Mortgages	Sep 2023 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-108-037`

Property Details

APN / Parcel Number

Primary APN	`12-21-108-037`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,730 sqft Living Area
Gross Area	3,855 sqft
1st Floor Area	1,349 sqft
Upper Floors Area	1,253 sqft
Basement Area	1,253 sqft
Finished Basement	1,128 sqft
Unfinished Basement	125 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	320 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 6 BLOCK 39
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	39
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2045
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-108-037

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2020 N LINCOLN AVE, D, CHICAGO, IL 60614-4683
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer PROPER TITLE LLC
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Jul 30, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20237997199
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 22, 2023
Property Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138
Document Number	0007997199
Map Reference	DOC 33760
Instrument Date	Aug 14, 2023
Instrument	7997199
Transaction Type	Transfer
Record Updated	Oct 03, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007865923
Date	Jan 26, 2022
Instrument	7865923

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007652503
Date	May 01, 2020
Instrument	7652503

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 30, 2018
Property Address	320 E NORTH AVE, LAKE BLUFF, IL 60044-2138
Document Number	0007501923
Instrument Date	Jul 12, 2018
Instrument	7501923
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 E NORTH AVE LAKE BLUFF IL 600442138, LAKE BLUFF, IL 60044-2138

Mortgage

Document Number	7501924
Date	Jul 30, 2018
Instrument	7501924

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,568 (+18.22%) Land $111,259 Building $278,309	$1,168,820 (+18.22%) Land $333,810 Building $835,010
2024	$24,051.00 (+25.59%)
2023	$19,150.00 (+1.33%)	$329,524 (+19.09%) Land $94,110 Building $235,414	$988,671 (+19.09%) Land $282,358 Building $706,313
2022	$18,899.00	$276,712 Land $79,027 Building $197,685	$830,219 Land $237,105 Building $593,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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