Iroquois County property record for 320 E Mulberry St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jan 2018) |
| Tax Bill | $5,300 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19 32 487 011 |
| Primary APN | 19 32 487 011 |
|---|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|
| Street Address | 320 E MULBERRY ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY'S ADD LTS 3, 4, 5 & E2 LT 6 BLK 14 |
| Legal Subdivision | STANLEY'S ADD |
| Legal Block | 14 |
| Legal Lot Number | 3-6 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 950400 |
320 E Mulberry St is owned and occupied by two individuals who bought it in January 2018.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E MULBERRY ST, WATSEKA, IL 60970-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST TRUST & SAVINGS BANK OF WATSEK |
| Jan 30, 2018 | Deed, Transfer · Conventional Mortgage IROQUOIS FSLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on File |
| Deed Sale | Jan 30, 2018 · Amount on File |
| Deed Document Number | 2018281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 320 E MULBERRY ST, WATSEKA, IL 60970-1728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00022R0278 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 22R0278 |
| Name | THE FIRST TRUST & SAVINGS BANK OF WATSEK |
|---|---|
| Address | WATSEKA, IL 60970 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.95% |
| Document Type | Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Jan 30, 2018 |
| Property Address | 320 E MULBERRY ST, WATSEKA, IL 60970-1728 |
| Document Number | 18R0281 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 18R0281 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 E MULBERRY ST, WATSEKA, IL 60970-1728 |
| Document Number | 18R0282 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 18R0282 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate | 4% |
|---|
The 2025 property tax bill for 320 E Mulberry St was $5,300 with exemptions applied.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,300.00 | $62,950 Land $19,260 Building $43,690 | $188,850 Land $57,780 Building $131,070 |
| 2022 | $3,439.00 Homeowner's exemption Senior Citizen's exemption | $44,330 Land $13,560 Building $30,770 | $132,990 Land $40,680 Building $92,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 E Mulberry St in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 153 (1979–2018) |
| Claims Outside the SFHA | 10 of 153 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 E Mulberry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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