320 E Main St, Wellington, IL 60973 Property Records

Iroquois County property record for 320 E Main St, Wellington, IL 60973

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,734 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2013)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40 14 405 002`

Property Details

APN / Parcel Number

Primary APN	`40 14 405 002`

Exterior

Lot Area	7,734 sqft (0.177 acres)

Location & Zoning

Street Address	320 E MAIN ST
City	WELLINGTON
State	IL
Zip	60973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50' LT 4, 5 & 6 BLK 5 VIL OF WELLINGTON
Legal Subdivision	VILLAGE OF WELLINGTON
Legal Block	5
Legal Lot Number	4-6
Jurisdiction	IROQUOIS IL
Township / Civil Division	LOVEJOY
Census Block Group	1
Census Block	1090
Census Tract	950900

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E MAIN ST, WELLINGTON, IL 60973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2013 · Amount on Record
Deed Sale	Jan 3, 2013 · Amount on Record
Deed Document Number	201334
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 22, 2023
Property Address	320 E MAIN ST, WELLINGTON, IL 60973
Document Number	00023R3673
Instrument Date	Dec 18, 2023
Instrument	23R3673
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37223 N 1830 EAST RD, HOOPESTON, IL 60942-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, WELLINGTON, IL 60973

Mortgage

Document Number	00023R3674
Date	Dec 22, 2023
Instrument	23R3674

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Margin	4
Max Rate	11.5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Lovejoy Township
Municipality	Wellington Village
Unified School District	Hoopeston Area Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+30.78%)	$30,820 (+29.22%) Land $940 Building $29,880	$92,460 (+29.22%) Land $2,820 Building $89,640
2022	$2,112.00	$23,850 Land $730 Building $23,120	$71,550 Land $2,190 Building $69,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON serves 206 people · EPA ID IL0750950
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

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