Seneca County and Waterloo Town property record for 320 E Main St, Waterloo, NY 13165 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Architecture Style | Mobile Home |
| Year Built | Built 1990 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $63,500 (2026) |
| Tax Bill | $2,960.00 (2025) |
| Primary APN | 453801 12-2-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 132 ft x 70 ft Depth x Width |
| Heating System | Electric Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 320 E MAIN ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 12-2-06
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E MAIN ST, WATERLOO, NY 13165-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 05, 2011 | Deed of Trust, Mortgage BANK OF AMERICA FSB |
| Feb 11, 2026 | Executor's Deed, Transfer COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Deed Doc Number | 202673289 |
| Deed Book / Page | 1136 / 288 |
| Prior Transfer Date | Feb 05, 2026 |
| Prior Transfer Doc | 001136/288 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 320 E MAIN ST, WATERLOO, NY 13165-1644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001318/0000000127 |
|---|---|
| Date | Jan 05, 2011 |
| Book Page | 0000001318/0000000127 |
| Instrument | 0000004620 |
| Name | BANK OF AMERICA FSB |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 11, 2026 |
| Property Address | 320 E MAIN ST, WATERLOO, NY 13165-1644 |
| Document Number | 001136/288 |
| Book / Page | 1136 / 288 |
| Instrument Date | Feb 05, 2026 |
| Instrument | 73289 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 E MAIN ST, WATERLOO, NY 13165-1644 |
| Document Number | 0001982308 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 1982/308 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 (+72.39%) | $61,300 (-) Land $13,000 Building $48,300 | $100,500 (+11.54%) Land $21,313 Building $79,187 |
| 2024 | $1,717.00 (+11.06%) Homeowner's exemption Senior Citizen's exemption | $61,300 (-) Land $13,000 Building $48,300 | $90,100 (+4.36%) Land $19,108 Building $70,992 |
| 2023 | $61,300 Land $13,000 Building $48,300 | $86,338 Land $18,310 Building $68,028 | |
| 2019 | $1,546.00 |
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