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320 E Main St, Troy, OH 45373 Property Records

Miami County property record for 320 E Main St, Troy, OH 45373 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2017
Square Footage2,101 sqft Total Area
Lot Size4,356 sqft (0.1 acres)
Last Sale$105,000 (2015)
Tax Bill$2,505.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-002800
Alternative APNs
  • 050627.2-09-001-00
  • D08SE002 00900

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Building Area2,101 sqft Total Area
1st Floor3,266 sqft 1st Floor
Upper Floors468 sqft Upper Floors
Basement Area1,261 sqft Basement
Unfinished Basement1,261 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Lot Area4,356 sqft (0.1 acres)
Depth X Width65 ft x 67 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address320 E MAIN ST
CityTROY
StateOH
Zip45373-3411
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionIN LOT 101 67X65 NE COR
Legal SubdivisionTROY
Legal Lot Number101
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1019
Census Tract365200

Owner

Source: Miami County records · APN D08-002800

Assessment roll updated March 6, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address320 E MAIN ST, TROY, OH 45373-3411
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Sep 11, 2018Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2015 · Amount on Record
Deed SaleAug 25, 2015 · Amount on Record
Prior SaleJun 01, 1984 · Amount on Record
Deed Doc Number2015OR-10203
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateJun 11, 2026
Property Address320 E MAIN ST, TROY, OH 45373-3411
Document Number0000007143
Instrument DateJun 02, 2026
Instrument20267143
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address9223 STATE ROUTE 55, LUDLOW FALLS, OH 45339-9756

Mortgage

Document Number0000007143,
DateJun 11, 2026
Instrument20267143
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2056
Interest
Rate6.37%
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address320 E MAIN ST, TROY, OH 45373-3411
Document Number0000001707
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address320 E MAIN ST TROY OH 453733411, TROY, OH 45373-3411

Mortgage

Document Number0000001707
DateFeb 07, 2020
Instrument1707
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateSep 11, 2018
Property Address320 E MAIN ST, TROY, OH 45373-3411
Document Number0000011195
Instrument DateAug 14, 2018
Instrument11195
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyVANTAGE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address9223 STATE ROUTE 55 LUDLOW FALLS OH 453399756, LUDLOW FALLS, OH 45339-9756

Mortgage

Document Number11196
DateSep 11, 2018
Instrument11196
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,505.00 (+36.36%)$71,160 (+49.46%) Land $6,550 Building $64,610$203,300 (+49.49%) Land $18,700 Building $184,600
2024$1,837.00 (+2.23%)$47,610 (-) Land $6,830 Building $40,780
2023$1,797.00 (+16.92%)$47,610 (-) Land $6,830 Building $40,780$136,000 (-) Land $19,500 Building $116,500
2022$1,537.00$47,610 Land $6,830 Building $40,780$136,000 Land $19,500 Building $116,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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