320 E Main St, Saint Paris, OH 43072 Property Records

Champaign County property record for 320 E Main St, Saint Paris, OH 43072 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1993
Square Footage	1,660 sqft Living Area
Lot Size	115,870 sqft (2.66 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2013)
Tax Bill	$3,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`016591-6`
Alternative APN	`F20-24-11-18-00-050-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,660 sqft Living Area
1st Floor	1,660 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	115,870 sqft (2.66 acres)
Parking Spaces	7 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,860 sqft Garage

Exterior Amenities

Pool Area	512 sqft Pool
Shed	1 Shed
Shed Area	100 sqft Shed
Deck Area	428 sqft Deck
Patio Area	500 sqft Patio
Porch Area	632 sqft Porch

Utilities and HVAC

Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	016591-6
Street Address	320 E MAIN ST
City	SAINT PARIS
State	OH
Zip	43072-7743
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RTS 11-03-18 __ PT NE COR SE1/4& 5' VACATED ALLEYNEW SURVEY FILED 4/2/13
Legal Range	11W
Legal Township	24N
Legal Section	18
Jurisdiction	CHAMPAIGN OH
Minor Civil Division	JOHNSON
Census Blockgroup	3
Census Block	3033
Census Tract	10200

Owner

Source: Champaign County records · APN 016591-6

Assessment roll updated March 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSAL 1 CU
Mar 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CU
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU
Feb 10, 2021	Intrafamily Transfer, Transfer
Feb 10, 2021	Intrafamily Transfer, Transfer
Feb 15, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2013 · Amount on Record
Deed Sale	Apr 02, 2013 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Doc Number	20131630
Deed Book / Page	514 / 582
Last Transfer Date	Oct 29, 2020
Transfer Doc	576/1171
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00603/2700
Date	Nov 25, 2025
Book Page	603/2700
Instrument	202500004761

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	1 RIVER PARK DR, DAYTON, OH 45409

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2035

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	HALLMARK TITLE AGENCY INC, HILLMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743

Mortgage

Document Number	00589/4743
Date	Mar 23, 2023
Book Page	589/4743
Instrument	202300001017

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577/474
Date	Mar 29, 2021
Book Page	577/474
Instrument	202100001652

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 10, 2021
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Document Number	576/1171
Book / Page	576 / 1171
Instrument Date	Oct 29, 2020
Instrument	202100000752
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 10, 2021
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Document Number	576/1173
Book / Page	576 / 1173
Instrument Date	Oct 29, 2020
Instrument	202100000753
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 15, 2019
Property Address	320 E MAIN ST, SAINT PARIS, OH 43072-7743
Document Number	564/2463
Book / Page	564 / 2463
Instrument Date	May 31, 2018
Instrument	201900000559
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 375, SAINT PARIS, OH 43072-0375

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Johnson Township
Municipality	St. Paris Village
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (-7.69%)	$106,390 (+32.51%) Land $23,210 Building $83,180	$303,960 (+32.5%) Land $66,300 Building $237,660
2024	$3,770.00 (+29.42%) Homeowner's exemption Senior Citizen's exemption	$80,290 (-) Land $15,070 Building $65,220
2023	$2,913.00 (-0.75%) Homeowner's exemption Senior Citizen's exemption	$80,290 (-) Land $15,070 Building $65,220	$229,400 (-) Land $43,060 Building $186,340
2022	$2,935.00 Homeowner's exemption Senior Citizen's exemption	$80,290 Land $15,070 Building $65,220	$229,400 Land $43,060 Building $186,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (39021C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

320 E Main St, Saint Paris, OH 43072 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Main St

Nearby Streets

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