320 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 320 E Main St, Rochester, IL 62563 · Last verified August 2026

Property Summary

Property Type	Commercial
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Jan 2023)
Tax Bill	$5,910 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`23-15.0-304-017`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-304-017`
Alternative APN	`23150304017 (CHECK DIGIT = 6)`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	23150304017
Street Address	320 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9578
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT W1/2 SW1/4 LYING N & E OF HARD ROAD EX 35 SQ FT IN W PT FOR ROAD ROW 15-15-4
Legal Range	04
Legal Township	15
Legal Section	15
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2023
Census Tract	3902

Owner

Source: Sangamon County records · APN 23-15.0-304-017

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	509 PARKVIEW DR, ROCHESTER, IL 62563-9566
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2010	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Jan 19, 2023	Warranty Deed, Transfer · Commercial Mortgage BANK OF SPRINGFIELD
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK
Mar 10, 2016	Quit Claim Deed, Transfer Quitclaim
Oct 23, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20231013
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	320 E MAIN ST, ROCHESTER, IL 62563-9578
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R38927
Date	Oct 15, 2010
Instrument	2010R38927

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 01, 2011

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 19, 2023
Property Address	320 E MAIN ST, ROCHESTER, IL 62563-9578
Document Number	2023R01013
Map Reference	DB 201 PG 251
Instrument Date	Jan 11, 2023
Instrument	2023R01013
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PARKVIEW DR, ROCHESTER, IL 62563-9566

Mortgage

Document Number	2023R01014
Date	Jan 19, 2023
Instrument	2023R01014

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 11, 2026

Interest

Rate Type	Fixed Rate
Rate	8%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 28, 2020
Property Address	320 E MAIN ST, ROCHESTER, IL 62563-9578
Document Number	2020R19028
Map Reference	BK 201 PG 251
Instrument Date	Jul 14, 2020
Instrument	2020R19028
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MAGNOLIA DR, ROCHESTER, IL 62563-9544

Mortgage

Document Number	2020R19029
Date	Jul 28, 2020
Instrument	2020R19029

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 10, 2016
Property Address	320 E MAIN ST, ROCHESTER, IL 62563-9578
Document Number	2016R05560
Instrument Date	Mar 10, 2016
Instrument	2016R05560
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, ROCHESTER, IL 62563-9578

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 23, 2015
Property Address	320 E MAIN ST, ROCHESTER, IL 62563-9578
Document Number	2015R30249
Instrument Date	Oct 21, 2015
Instrument	2015R30249
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Amount	Amount Recorded
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N DURKIN DR, SPRINGFIELD, IL 62702-3316

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,910.00 (+68.62%)	$84,902 (+80.82%) Land $4,305 Building $80,597	$254,706 (+80.82%) Land $12,915 Building $241,791
2022	$3,505.00	$46,953 Land $3,744 Building $43,209	$140,859 Land $11,232 Building $129,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670039022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 1996 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Computer Techniques	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 500
JAB Wireless	Fixed Wireless (licensed-by-rule)	300 / 60
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

320 E Main St, Rochester, IL 62563 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2016: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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