320 E Main St, Lebanon, OH 45036 Property Records

Warren County property record for 320 E Main St, Lebanon, OH 45036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 1900
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2026)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-36-360-019-0`

Property Details

APN / Parcel Number

Primary APN	`13-36-360-019-0`
Alternative APNs	`1336360019` `6133444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,002 sqft Living Area
1st Floor Area	234 sqft
2nd Floor Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Shingle
Construction Type	Frame
Foundation Type	Block
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	87 ft deep x 80 ft wide
Porch	Slab
Porch Area	208 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6133444
Street Address	320 E MAIN ST
City	LEBANON
State	OH
Zip	45036-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT PT.241
Legal Subdivision	ORIGINAL PLAT
Legal Block	444
Legal Lot Number	241
Jurisdiction	WARREN OH
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4017
Census Tract	31500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East End Historic District listed 1984 · 215 contributing resources · NRIS 84000419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 E Main St is owned and occupied by two individuals who bought it in September 2026.

Source: Warren County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 E MAIN ST, LEBANON, OH 45036-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Sep 9, 2021	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202626918
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0048480297
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 22, 2026
Property Address	320 E MAIN ST, LEBANON, OH 45036-2522
Document Number	0000026918
Instrument Date	Sep 18, 2026
Instrument	202626918
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	320 E MAIN ST, LEBANON, OH 45036-2522

Mortgage

Document Number	0000026919,
Date	Sep 22, 2026
Instrument	202626919

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	320 E MAIN ST, LEBANON, OH 45036-2522
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, LEBANON, OH 45036-2522

Mortgage

Document Number	0000053347
Date	Nov 29, 2021
Instrument	2021-053347

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DAYTON, OH 45430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 18, 2046

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 9, 2021
Property Address	320 E MAIN ST, LEBANON, OH 45036-2522
Document Number	0000040803
Map Reference	MB 4 PG 579
Instrument Date	Aug 9, 2021
Instrument	2021-040803
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E MAIN ST, LEBANON, OH 45036-2522

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Main St was $2,708.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Lebanon City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00	$66,730 Land $25,270 Building $41,460	$190,670 Land $72,200 Building $118,470
2023	$2,275.00 (-4.05%) Homeowner's exemption	$49,235 (-) Land $12,432 Building $36,803
2022	$2,371.00 Homeowner's exemption	$49,235 Land $12,432 Building $36,803	$140,670 (-) Land $35,520 Building $105,150
2021			$140,670 Land $35,520 Building $105,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON CITY serves 20,700 people · EPA ID OH8304112
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber · Cable in parts of the area	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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