Midland County property record for 320 E Isabella Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 2013 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2025) |
| Tax Bill | $2,703 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-550-500-205-00 |
| Primary APN | 040-550-500-205-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 320 E ISABELLA RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R1E LOTS 20, 21 OAKWOOD HEIGHTS. |
| Legal Subdivision | OAKWOOD HEIGHTS |
| Legal Lot Number | 20-21 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 291200 |
320 E Isabella Rd is owned and occupied by an individual who bought it in August 2025.
Source: Midland County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1105 WALLEN ST, MIDLAND, MI 48642-6150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Feb 25, 2013 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| May 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WILDFIRE CU |
| Aug 29, 2025 | Warranty Deed, Transfer |
| Aug 4, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Aug 4, 2020 · Amount on File |
| Deed Document Number | 2025R-07725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Document Number | 0000007070 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20267070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Document Number | 0000007070, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20267070 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 21, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3720 GALAXY DR, MIDLAND, MI 48642-6037 |
| Document Number | 01563/00733 |
|---|---|
| Date | Feb 25, 2013 |
| Book Page | 01563/00733 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Document Number | 0001665/37 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 1665/37 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 29, 2025 |
| Property Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Document Number | 2025R07725 |
| Map Reference | LB E PG 26 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025R-07725 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 JEROME ST, MIDLAND, MI 48640 |
| Name | Verified Name |
|---|---|
| Address | 1105 WALLEN ST, MIDLAND, MI 48642-6150 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 4, 2020 |
| Property Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
| Document Number | 01635/1438 |
| Book / Page | 1635 / 1438 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 S SPRING ST, MIDLAND, MI 48640-9098 |
| Name | Verified Name |
|---|---|
| Address | 320 E ISABELLA RD, MIDLAND, MI 48640-8348 |
Source: Midland County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,600 | $229,200 | |
| 2024 | $2,703.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 E Isabella Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 E Isabella Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER TOWNSHIP serves 3,097 people · EPA ID MI0003223 |
|---|---|
| Water Source | Purchased surface water from CITY OF MIDLAND |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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