320 E Hwy 50, O Fallon, IL 62269 Property Records

St. Clair County property record for 320 E Hwy 50, O Fallon, IL 62269

Property Summary

Property Type	Commercial
Details	4 ba · 3,905 sqft · built 1960
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Sep 2009)
Tax Bill	$12,285 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
APN	`04-32-0-102-005`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-102-005`

Interior

Full Baths	4 Baths
Building Area	3,905 sqft Base Area
1st Floor Area	3,905 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Wood
Lot Area	30,492 sqft (0.7 acres)
Porch	Porch
Porch Area	64 sqft

Location & Zoning

Street Address	320 E HIGHWAY 50
City	O FALLON
State	IL
Zip	62269-2704
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SOUTHVIEW GARDENS ANNEX LOT/SEC-C A02181141
Legal Subdivision	SOUTHVIEW GARDENS
Legal Block	102
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1010
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 E HIGHWAY 50, O FALLON, IL 62269-2704
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Prior Sale	Jan 14, 2009 · Amount on Record
Deed Document Number	20092181141
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	320 E HIGHWAY 50, O FALLON, IL 62269-2704
Document Number	00A2574147
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 E HIGHWAY 50 O FALLON IL 622692704, O FALLON, IL 62269-2704

Mortgage

Document Number	00A2574147
Date	Apr 25, 2018
Instrument	2574147

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	OFALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,285.00	$170,439 (+34.34%) Land $45,683 Building $124,756	$511,317 (+34.34%) Land $137,049 Building $374,268
2022		$126,870 Land $34,004 Building $92,866	$380,610 Land $102,012 Building $278,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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