Catawba County property record for 320 E Herman St, Newton, NC 28658
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,673 sqft · built 1951 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2024) |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3740-17-00-3840 |
| Primary APN | 3740-17-00-3840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,673 sqft Living Area |
| 1st Floor Area | 3,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 E HERMAN ST |
|---|---|
| City | NEWTON |
| State | NC |
| Zip | 28658-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Description | LOT 9-12 BLK B PLAT 6-69 |
| Legal Subdivision | ROBT AND CORA LUTZ |
| Legal Block | B |
| Legal Lot Number | 9-12 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | NEWTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 11200 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2024 | Warranty Deed, Transfer · FHA Mortgage NFM INC |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 20246503 |
| Deed Book / Page | 3866 / 523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Document Number | 0039731074 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 3973/1074 |
| Instrument | 19729 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 17, 2024 |
| Property Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Document Number | 0038660523 |
| Book / Page | 3866 / 523 |
| Map Reference | MB 6 PG 69 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 6503 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Name | Verified Name |
|---|---|
| Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Document Number | 0000006504 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 6504 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Document Number | 0036101277 |
| Book / Page | 3610 / 1277 |
| Map Reference | PL 6 PG 69 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 22633 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 3RD STREET CT NE, 1409, CONOVER, NC 28613-8635 |
| Name | Verified Name |
|---|---|
| Address | 320 E HERMAN ST, NEWTON, NC 28658-2513 |
| Document Number | 22634 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 22634 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Newton City |
| Unified School District | Newton-Conover City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,700 (-) Land $12,900 Building $206,800 | ||
| 2025 | $876.00 (-52.65%) | $219,700 (+0.73%) Land $12,900 Building $206,800 | |
| 2024 | $1,850.00 | ||
| 2023 | $1,850.00 | $218,100 Land $12,900 Building $205,200 | $219,700 Land $12,900 Building $206,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWTON serves 18,407 people · EPA ID NC0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures