Allegan County property record for 320 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,846 sqft · built 1930 |
| Lot Size | 0.977 acres (42,558 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Oct 1996) |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-123-003-20 |
| Primary APN | 54-123-003-20 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Basement Area | 1,846 sqft |
| Unfinished Basement | 1,846 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 42,558 sqft (0.977 acres) |
| Lot Dimensions | 380 ft deep x 112 ft wide |
| Garage Area | 2,320 sqft |
| Parking Spaces | 8 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | COM AT NW COR LOT 3 BLK 23 TH S 75 DEG E ON SLY LIN OF HAMMOND ST 190' TO POB TH S 14 DEG 59' W 380' TH S 75 DEG E 112.49 TH N 14 DEG 59' E 380' TH N 75 DEG W ON SD S LIN OF ST 112.49' TO POB O.P. SEC 23 (97) |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 E HAMMOND ST, OTSEGO, MI 49078-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 1996 · Amount on Record |
| Deed Sale | Oct 15, 1996 · Amount on Record |
| Deed Book / Page | 1611 / 439 |
| Last Transfer Date | Feb 23, 2018 |
| Transfer Doc | 4223/806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 23, 2018 |
| Property Address | 320 E HAMMOND ST, OTSEGO, MI 49078-1434 |
| Document Number | 4223/806 |
| Book / Page | 4223 / 806 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 320 E HAMMOND ST, 00000 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,300 (+36.5%) Land $33,300 Building $129,000 | $324,600 (+36.5%) Land $66,600 Building $258,000 | |
| 2025 | $3,233.00 (+19.48%) | ||
| 2023 | $118,900 Land $15,700 Building $103,200 | $237,800 Land $31,400 Building $206,400 | |
| 2022 | $2,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET, Mercury Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures