320 E Franklin St, Bedford, VA 24523 Property Records

Bedford County property record for 320 E Franklin St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$147,000 (Apr 2019)
Tax Bill	$646 (2023)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`214 A 40 T`

Property Details

APN / Parcel Number

Primary APN	`214 A 40 T`
Alternative APN	`80500532`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	320 E FRANKLIN ST
City	BEDFORD
State	VA
Zip	24523-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORN FRANKLIN & MARKET
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2036
Census Tract	50101

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	FOREST, VA 24551
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Warranty Deed, Transfer · Commercial Mortgage FREEDOM FIRST FEDERAL CREDIT UNION
Mar 1, 2017	Sheriff's Deed, Foreclosure · Line of Credit SELECT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	190003245
Record Updated	Jun 7, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 16, 2019
Property Address	320 E FRANKLIN ST, BEDFORD, VA 24523-2806
Document Number	0190003245
Instrument Date	Mar 19, 2019
Instrument	190003245
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2311, FOREST, VA 24551-6311

Mortgage

Document Number	0190003246
Date	Apr 16, 2019
Instrument	190003246

Lender

Name	FREEDOM FIRST FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 1, 2017
Property Address	320 E FRANKLIN ST, BEDFORD, VA 24523-2806
Document Number	0170001933
Instrument Date	Feb 20, 2017
Instrument	170001933
Transaction Type	Foreclosure
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CLIFTON ST, LYNCHBURG, VA 24501-1421

Mortgage

Document Number	0170001934
Date	Mar 1, 2017
Instrument	170001934

Lender

Name	SELECT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$646.00 Additional exemption filed	$78,850	$157,700 Land $20,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity, ZiTEL.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures