320 E Fair St, Algona, IA 50511 Property Records

Kossuth County property record for 320 E Fair St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,591 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2025)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-11-255-006`

Property Details

APN / Parcel Number

Primary APN	`22-11-255-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Basement Area	1,591 sqft
Finished Basement	612 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	342 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 E FAIR ST
City	ALGONA
State	IA
Zip	50511-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF LOT 1 B 2 COMM AT NW COR L 1 E
Legal Subdivision	RIDGEWOOD ADDITION
Legal Lot Number	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3022
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E FAIR ST, ALGONA, IA 50511-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Dec 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20251757
Deed Book / Page	2025 / 1757
Prior Transfer Date	Jun 24, 2025
Prior Transfer Doc	02025/1757
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	320 E FAIR ST, ALGONA, IA 50511-3407
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2398
Date	Aug 14, 2017
Book Page	2017/2398
Instrument	2017 2398

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Dec 21, 2021
Property Address	320 E FAIR ST, ALGONA, IA 50511-3407
Document Number	02021/4035
Book / Page	2021 / 4035
Instrument Date	Dec 21, 2021
Instrument	2021 4035
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$255.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E FAIR ST, ALGONA, IA 50511-3407

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (-1.7%) Homeowner's exemption	$200,709 (+11.45%) Land $30,643 Building $170,066
2024	$3,050.00 (+1.8%)
2023		$180,090 Land $30,643 Building $149,447	$180,090 (-10.27%) Land $30,643 Building $149,447
2021	$2,996.00		$200,709 Land $30,643 Building $170,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAKE MAINTENANCE, INC. private · serves 128 people · EPA ID IA5500838
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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