320 E Elm St, Sun Prairie, WI 53590 Property Records

Dane County property record for 320 E Elm St, Sun Prairie, WI 53590

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1947
Lot Size	0.353 acres (15,420 sqft)
Owner	Trust Name on File
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0811-051-6863-5`

Property Details

APN / Parcel Number

Primary APN	`0811-051-6863-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft

Exterior

Year Built	Built 1947
Architectural Style	Ranch
Lot Area	15,420 sqft (0.353 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	320 E ELM ST
City	SUN PRAIRIE
State	WI
Zip	53590-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	DUNPHY ADDN LOTS 3, 4, 5 & 6 BLOCK 3
Legal Range	11
Legal Township	08
Legal Section	05
Legal Subdivision	DUNPHY ADD
Legal Block	3
Legal Lot Number	3 4
Jurisdiction	DANE WI
Township / Civil Division	SUN PRAIRIE
Census Block Group	1
Census Block	1025
Census Tract	11600

Owner

320 E Elm St is owner-occupied and held in a trust since October 2023.

Source: Dane County records, as of January 22, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2017	Deed of Trust, Mortgage SUMMIT CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 10, 2023
Transfer Doc	0005928368
Record Updated	Jun 8, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Oct 10, 2023
Property Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Document Number	0005928368
Instrument Date	Oct 6, 2023
Instrument	5928368
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005345652
Date	Jul 31, 2017
Instrument	5345652

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Amount	Amount on Record
Term	145 Months
Due	Aug 10, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Document Number	0005582791
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 E ELM ST SUN PRAIRIE WI 535902326, SUN PRAIRIE, WI 53590-2326

Mortgage

Document Number	0005582791
Date	Apr 29, 2020
Instrument	5582791

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Apr 28, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Document Number	0005406995
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E ELM ST SUN PRAIRIE WI 535902326, SUN PRAIRIE, WI 53590-2326

Mortgage

Document Number	0005406995
Date	May 4, 2018
Instrument	5406995

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	320 E ELM ST, SUN PRAIRIE, WI 53590-2326
Document Number	0005406996
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 E ELM ST SUN PRAIRIE WI 535902326, SUN PRAIRIE, WI 53590-2326

Mortgage

Document Number	0005406996
Date	May 4, 2018
Instrument	5406996

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 3, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Elm St was $6,532 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Sun Prairie City
Unified School District	Sun Prairie Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 Homeowner's exemption	$331,700 Land $71,800 Building $259,900	$376,100
2023		$331,700 (+25.64%) Land $71,800 Building $259,900	$331,700 (+5.64%)
2022	$5,639.00 Homeowner's exemption	$264,000 Land $56,900 Building $207,100	$314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN PRAIRIE UTILITIES serves 39,300 people · EPA ID WI1130258
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Frontier.

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