Hardin County property record for 320 E Elm, Hubbard, IA 50122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1910 |
| Lot Size | 0.429 acres (18,666 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $454 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 872133403005 |
| Primary APN | 872133403005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 623 sqft |
| Basement Area | 623 sqft |
| Unfinished Basement | 623 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,666 sqft (0.429 acres) |
| Lot Dimensions | 183 ft deep x 102 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 170 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 E ELM |
|---|---|
| City | HUBBARD |
| State | IA |
| Zip | 50122-7759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1, BOEKES 2ND ADD, HUBBARD BOEKE 2ND ADD-BLOCK 1 E102' LOT 2 |
| Legal Subdivision | BOEKE 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN IA |
| Township / Civil Division | TIPTON |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 480500 |
Source: Hardin County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 E ELM, HUBBARD, IA 50122-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Hardin County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hardin County |
| Municipality | Hubbard City |
| Unified School District | Hubbard-Radcliffe Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454.00 (+2.25%) Homeowner's exemption | $43,440 (+24.65%) Land $6,060 Building $37,380 | $43,440 (+24.65%) Land $6,060 Building $37,380 |
| 2024 | $444.00 (-2.2%) | ||
| 2023 | $34,850 (+14.68%) Land $6,060 Building $28,790 | $34,850 (+14.68%) Land $6,060 Building $28,790 | |
| 2022 | $454.00 Homeowner's exemption | $30,390 Land $6,060 Building $24,330 | |
| 2021 | $30,390 Land $6,060 Building $24,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBBARD WATER SUPPLY serves 860 people · EPA ID IA4254061 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hubbard Cooperative Telephone Association Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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