DeKalb County property record for 320 E Dekalb St, Somonauk, IL 60552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 2026) |
| Tax Bill | $2,784 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-33-352-017 |
| Primary APN | 18-33-352-017 |
|---|
| Lot Area | 12,894 sqft (0.296 acres) |
|---|---|
| Lot Dimensions | 97.7 ft deep x 132 ft wide |
| Account Number | 1833352017 |
|---|---|
| Street Address | 320 E DEKALB ST |
| City | SOMONAUK |
| State | IL |
| Zip | 60552-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALFORDS ADDITION - LOTS 2 & 3 - BLOCK 40 |
| Legal Subdivision | ALFORDS ADDITION |
| Legal Block | 40 |
| Legal Lot Number | 2,3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SOMONAUK |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 1900 |
320 E Dekalb St is owned and occupied by two individuals who bought it in April 2026.
Source: DeKalb County records, as of April 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1720 LAKE HOLIDAY DR, SANDWICH, IL 60548-9260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on File |
| Deed Sale | Apr 7, 2026 · Amount on File |
| Deed Document Number | 20262827 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 320 E DEKALB ST, SOMONAUK, IL 60552-9103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002117 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022002117 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 7, 2026 |
| Property Address | 320 E DEKALB ST, SOMONAUK, IL 60552-9103 |
| Document Number | 0000002827 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20262827 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1720 LAKE HOLIDAY DR, SANDWICH, IL 60548-9260 |
| Document Number | 0000002828, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20262828 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Somonauk Township |
| Municipality | Somonauk Village |
| Unified School District | Somonauk Community Unit School District 432 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,470 Land $16,963 Building $32,507 | $148,410 Land $50,889 Building $97,521 | |
| 2024 | $2,784.00 | ||
| 2023 | $40,741 Land $13,970 Building $26,771 | $122,223 Land $41,910 Building $80,313 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 E Dekalb St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 320 E Dekalb St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMONAUK serves 1,860 people · EPA ID IL0374870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Watch TV, Xfinity.
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