Seminole County property record for 320 E Crystal Dr, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,451 sqft · built 1953 |
| Lot Size | 0.303 acres (13,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Apr 2022) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-30-506-0400-0100 |
| Primary APN | 03-20-30-506-0400-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,192 sqft (0.303 acres) |
| Lot Dimensions | 136 ft deep x 97 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 E CRYSTAL DR |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-4753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 10 BLK 4 BEL-ISLE SEC OF LOCH ARBOR IN SEC 3 TWP 20 RGE 30 PB 7 PG 72 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 03 |
| Legal Subdivision | BEL-ISLE SEC OF LOCH ARBOR |
| Legal Tract | 506 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20806 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Aug 31, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 202244097 |
| Deed Book / Page | 10215 / 1769 |
| Prior Transfer Date | Sep 5, 2020 |
| Prior Transfer Doc | 0097541643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 12, 2022 |
| Property Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Document Number | 0102151769 |
| Book / Page | 10215 / 1769 |
| Map Reference | MB 7 PG 72 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022044097 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Document Number | 0102151771 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 10215/1771 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Document Number | 0100301653 |
| Book / Page | 10030 / 1653 |
| Map Reference | MB 7 PG 72 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021115884 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,828.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 452 VIA TUSCANY LOOP, HEATHROW, FL 32746-1546 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Document Number | 0093810573 |
| Book / Page | 009381 / 000573 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 67680 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 452 VIA TUSCANY LOOP LAKE MARY FL 327461546, LAKE MARY, FL 32746-1546 |
| Document Number | 93810575 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 009381/000575 |
| Instrument | 67681 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 24, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 5, 2018 |
| Property Address | 320 E CRYSTAL DR, SANFORD, FL 32773-4753 |
| Document Number | 0092250670 |
| Book / Page | 09225 / 0670 |
| Map Reference | MB7 PG72 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 2018114502 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 411 NEWPORT RD, DUNCANNON, PA 17020-9619 |
| Document Number | 2018114503 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018114503 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+8.64%) Homeowner's exemption | $212,489 (+5.99%) | $232,856 (+16.15%) Land $76,048 Building $156,808 |
| 2023 | $2,430.00 (-12.02%) Homeowner's exemption | $200,485 (+8.65%) | $200,485 (+3.01%) Land $57,036 Building $143,449 |
| 2022 | $2,762.00 | $184,521 | $194,624 Land $57,036 Building $137,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2008–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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