320 E Council St, Tomah, WI 54660 Property Records

Monroe County property record for 320 E Council St, Tomah, WI 54660

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`286-00237-0000`

Property Details

APN / Parcel Number

Primary APN	`286-00237-0000`
Alternative APN	`286-10-176-1`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	320 E COUNCIL ST
City	TOMAH
State	WI
Zip	54660-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 176 OF ASSESSOR'S PLAT
Legal Lot Number	176
Jurisdiction	MONROE WI
Township / Civil Division	TOMAH
Census Block Group	1
Census Block	1011
Census Tract	950600

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E COUNCIL ST, TOMAH, WI 54660-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Aug 30, 2018	Warranty Deed, Transfer · ARM MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018
Deed Sale	Aug 30, 2018
Prior Sale	May 4, 2010
Deed Document Number	675389
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	320 E COUNCIL ST, TOMAH, WI 54660-2616
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000732143
Date	Jan 28, 2026
Instrument	732143

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	5.38%
Index	Other

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	320 E COUNCIL ST, TOMAH, WI 54660-2616
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000713404
Date	Feb 9, 2023
Instrument	713404

Lender

Name	MUTUAL OF OMAHA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Aug 30, 2018
Property Address	320 E COUNCIL ST, TOMAH, WI 54660-2616
Document Number	0000675389
Instrument Date	Aug 30, 2018
Instrument	675389
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	675390
Date	Aug 30, 2018
Instrument	675390

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	9.86%
Max Rate At Change	11.8%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Tomah City
Unified School District	Tomah Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,224.00 (-9.78%) Homeowner's exemption	$136,400 (+9.73%) Land $19,500 Building $116,900	$153,000 (-1.73%)
2023	$2,465.00 Homeowner's exemption	$124,300 Land $14,300 Building $110,000	$155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms,straigh Line Winds, Tornadoes,rain,and Floodi

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOMAH WATERWORKS serves 9,192 people · EPA ID WI6420254
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Apr 2025 Radium resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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