Montgomery County property record for 320 E Columbia St, Litchfield, IL 62056
| Property Type | Single Family Home |
|---|---|
| Details | 750 sqft · built 1920 |
| Lot Size | 0.226 acres (9,853 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (May 2023) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| APN | 15-04-137-004 |
| Primary APN | 15-04-137-004 |
|---|---|
| Alternative APN |
|
| Building Area | 750 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,853 sqft (0.226 acres) |
| Street Address | 320 E COLUMBIA ST |
|---|---|
| City | LITCHFIELD |
| State | IL |
| Zip | 62056-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 57 ORIGINAL TOWN HUGGINS ADD 8-5-856 S T00 R |
| Legal Subdivision | ORIGINAL TOWN HUGGINS ADD |
| Legal Block | 57 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | SOUTH LITCHFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 957800 |
Source: Montgomery County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Jul 17, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on Record |
| Deed Sale | May 2, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2008 · Amount on Record |
| Deed Document Number | 20231208 |
| Prior Transfer Date | Apr 26, 2017 |
| Prior Transfer Doc | 201702537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | May 2, 2023 |
| Property Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Document Number | 0202301208 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202301208 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Document Number | 0202301209 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 202301209 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1763/576 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1763/576 |
| Instrument | 202103609 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | Jul 17, 2017 |
| Property Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Document Number | 201702537 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 201702537 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 E COLUMBIA ST, LITCHFIELD, IL 62056-2248 |
| Document Number | 201702538 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 201702538 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Montgomery County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | South Litchfield Township |
| Municipality | Litchfield City |
| Unified School District | Litchfield Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+10.24%) Homeowner's exemption | $51,410 (+10.39%) Land $2,780 Building $48,630 | $154,230 (+10.39%) Land $8,340 Building $145,890 |
| 2024 | $3,622.00 | $46,570 Land $2,600 Building $43,970 | $139,710 Land $7,800 Building $131,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITCHFIELD serves 6,648 people · EPA ID IL1350400 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Fidium Fiber DSL · Fiber in parts of the area | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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