320 E College St, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 320 E College St, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,720 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jun 2023)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`091M-D-020.00-000`

Property Details

APN / Parcel Number

Primary APN	`091M-D-020.00-000`
Alternative APNs	`091M D 02000` `R0056130`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	2,402 sqft
Upper Floors Area	1,295 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2006
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0056130
Street Address	320 E COLLEGE ST
City	MURFREESBORO
State	TN
Zip	37130-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72 X 125
Legal Subdivision	SOUTH SIDE OF EAST COLLEGE
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	1
Census Block	1022
Census Tract	41602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street Historic District (Additional Documentation) listed 1985 · 85 contributing resources · NRIS 85001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 E College St is owned and occupied by two individuals who bought it in June 2023.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jun 23, 2020	Loan Modification, Mortgage FIRSTBANK
Dec 13, 2019	Loan Modification, Mortgage · Line of Credit FIRSTBANK
Nov 6, 2018	Deed of Trust, Construction Loan · Line of Credit FIRSTBANK
Dec 5, 2017	Warranty Deed, Transfer LAWYERS LAND AND TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	20232502821
Deed Book / Page	2356 / 1637
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 30, 2023
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Document Number	0023561637
Book / Page	2356 / 1637
Instrument Date	Jun 30, 2023
Instrument	2502821
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	NOT AVAILABLE, AUTHORITY TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825

Mortgage

Document Number	0002502822
Date	Jun 30, 2023
Instrument	2502822

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	REGAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19733299
Date	Oct 7, 2020
Book Page	1973/3299
Instrument	2309519

Lender

Name	FIRST BANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20423788
Date	Feb 26, 2021
Book Page	2042/3788
Instrument	2342753

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Document Number	RB19223347
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 2ND AVE MURFREESBORO TN 371304898, MURFREESBORO, TN 37130-4898

Mortgage

Document Number	RB19223347
Date	Jun 29, 2020
Book Page	001922/003347
Instrument	2284520

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Document Number	RB18501052
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 2ND AVE MURFREESBORO TN 371304898, MURFREESBORO, TN 37130-4898

Mortgage

Document Number	RB18501052
Date	Dec 23, 2019
Book Page	001850/001052
Instrument	2248019

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 22, 2020

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 6, 2018
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Document Number	RB17252378
Book / Page	001725 / 002378
Instrument Date	Nov 5, 2018
Instrument	2177033
Transaction Type	Construction Loan
Record Updated	Jan 29, 2020
Title Company	REGAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 2ND AVE MURFREESBORO TN 371304898, MURFREESBORO, TN 37130-4898

Mortgage

Document Number	RB17252378
Date	Nov 6, 2018
Book Page	001725/002378
Instrument	2177033

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 5, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 5, 2017
Property Address	320 E COLLEGE ST, MURFREESBORO, TN 37130-3825
Document Number	RB16321272
Book / Page	001632 / 001272
Instrument Date	Nov 30, 2017
Instrument	2120447
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS LAND AND TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 2ND AVE MURFREESBORO TN 371304898, MURFREESBORO, TN 37130-4898

Tax Assessment & Valuation

The 2025 property tax bill for 320 E College St was $2,661.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,850 (+33.74%) Land $40,000 Building $84,850	$499,400 Land $160,000 Building $339,400
2025	$2,661.00	$93,350 Land $18,750 Building $74,600
2023	$2,640.00 (+38.22%)	$74,375 Land $18,750 Building $55,625	$297,500 (-20.92%) Land $75,000 Building $222,500
2022	$1,910.00		$376,200 Land $75,000 Building $301,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 E College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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