320 E Clifton St, Stephenville, TX 76401 Property Records

Erath County property record for 320 E Clifton St, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1964
Lot Size	0.1 acres (4,557 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,557 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R000030649`

Property Details

APN / Parcel Number

Primary APN	`R000030649`
Alternative APN	`R.2700.00780.00.0`

Interior

Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	4,557 sqft (0.1 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	66 sqft

Location & Zoning

Account Number	R.2700.00780.00.0
Street Address	320 E CLIFTON ST
City	STEPHENVILLE
State	TX
Zip	76401-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2700 CLIFTON HEIGHTS ADDITION, BLOCK 9, LOT 5 (N 91 OF)
Legal Subdivision	CLIFTON HEIGHTS ADDITION
Legal Block	9
Legal Lot Number	5
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	1
Census Block	1036
Census Tract	950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 343, TIMBER LAKE, SD 57656-0343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 16, 2025	Intrafamily Transfer, Transfer UNKNOWN, REUNION TITLE OF TEXAS INC
Aug 4, 2025	Warranty Deed, Transfer UNKNOWN, REUNION TITLE OF TEXAS INC
Feb 1, 2022	Warranty Deed, Transfer CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025
Deed Sale	Aug 4, 2025
Prior Sale	Feb 1, 2022
Deed Document Number	20254233
Last Transfer Date	Dec 10, 2025
Transfer Doc	0202506798
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Recording Date	Apr 29, 2026
Property Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916
Document Number	0000002399
Instrument Date	Apr 24, 2026
Instrument	20262399
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916

Mortgage

Document Number	0000002399,
Date	Apr 29, 2026
Instrument	20262399

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205441
Date	Aug 2, 2022
Instrument	2022-05441

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	ALEDO, TX 76008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	235 Months
Due	Mar 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERATH TX
Recording Date	Dec 16, 2025
Property Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916
Document Number	0202506798
Map Reference	VOL 381 PG 105
Instrument Date	Dec 10, 2025
Instrument	2025-06798
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, REUNION TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 343, TIMBER LAKE, SD 57656-0343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 343, TIMBER LAKE, SD 57656-0343

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Aug 4, 2025
Property Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916
Document Number	0202504233
Map Reference	VOL 381 PG 105
Instrument Date	Aug 4, 2025
Instrument	2025-04233
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, REUNION TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 MIMOSA CT, FORT WORTH, TX 76137-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 343, TIMBER LAKE, SD 57656-0343

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Feb 1, 2022
Property Address	320 E CLIFTON ST, STEPHENVILLE, TX 76401-4916
Document Number	0202200757
Map Reference	VOL 381 PG 105
Instrument Date	Jan 24, 2022
Instrument	2022-00757
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 CACTUS CIR, KILLEEN, TX 76542-5031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 MIMASA CAST, FORT WORTH, TX 76137

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,557.00 (+55.35%)	$152,660 (+10.36%) Land $40,000 Building $112,660	$152,660 (+10.36%) Land $40,000 Building $112,660
2025	$1,646.00 (+6.4%) Homeowner's exemption	$138,330 (+58.4%) Land $40,000 Building $98,330	$138,330 (+58.4%) Land $40,000 Building $98,330
2023	$1,547.00 (-7.09%)	$87,330 Land $40,000 Building $47,330	$87,330 Land $40,000 Building $47,330
2022	$1,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Lipan Telephone Company, Totelcom.

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