320 E Bogardus St, Paxton, IL 60957 Property Records

Ford County property record for 320 E Bogardus St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	built 2017
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2026)
Tax Bill	$5,785 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-305-023`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-305-023`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Street Address	320 E BOGARDUS ST
City	PAXTON
State	IL
Zip	60957-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 6 MERCHANTS ADD 50 X 160
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	MERCHANTS ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4053
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E BOGARDUS ST, PAXTON, IL 60957-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL
May 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST
Mar 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	2026288626
Prior Transfer Date	Oct 2, 2004
Prior Transfer Doc	0000231916
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jul 31, 2026
Property Address	320 E BOGARDUS ST, PAXTON, IL 60957-1706
Document Number	0000288626
Instrument Date	Jul 29, 2026
Instrument	2026288626
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E BOGARDUS ST, PAXTON, IL 60957-1706

Mortgage

Document Number	0000288626,
Date	Jul 31, 2026
Instrument	2026288626

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	320 E BOGARDUS ST, PAXTON, IL 60957-1706
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266536
Date	May 15, 2017
Instrument	266536

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2018

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	320 E BOGARDUS ST, PAXTON, IL 60957-1706
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268295
Date	Mar 9, 2018
Instrument	268295

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,785.00 (+8.25%) Homeowner's exemption	$73,410 (+17.44%) Land $3,020 Building $70,390	$220,230 (+17.44%) Land $9,060 Building $211,170
2024	$5,344.00 (+8.66%)	$62,510 (+13.02%) Land $2,570 Building $59,940	$187,530 (+13.02%) Land $7,710 Building $179,820
2022	$4,918.00	$55,310 Land $2,270 Building $53,040	$165,930 Land $6,810 Building $159,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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