320 E 7th St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 320 E 7th St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1972
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Dec 2022)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002307-4`

Property Details

APN / Parcel Number

Primary APN	`002307-4`
Alternative APN	`0200000039800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Patio Area	162 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002307-4
Street Address	320 E 7TH ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 299 51.3 X 150
Legal Subdivision	HOME ADDITION
Legal Lot Number	299
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3031
Census Tract	961800

Owner

320 E 7th St is owned and occupied by an individual who bought it in December 2022.

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	320 E 7TH ST, WEST LAFAYETTE, OH 43845-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Deed Document Number	20225222
Deed Book / Page	794 / 213
Record Updated	Jun 8, 2026

December 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 9, 2022
Property Address	320 E 7TH ST, WEST LAFAYETTE, OH 43845-1424
Document Number	000794/213
Book / Page	794 / 213
Map Reference	PL 2 PG 17
Instrument Date	Nov 11, 2022
Instrument	202200005222
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 7TH ST, WEST LAFAYETTE, OH 43845-1424

Mortgage

Document Number	202200005223
Date	Dec 9, 2022
Instrument	202200005223

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 320 E 7th St was $1,197 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00	$29,020 Land $7,260 Building $21,760	$82,930 Land $20,750 Building $62,180
2023	$908.00 (+60.71%) Homeowner's exemption	$22,064 (-) Land $4,655 Building $17,409
2022	$565.00 Homeowner's exemption	$22,064 Land $4,655 Building $17,409
2021			$63,040 Land $13,300 Building $49,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLERS ACRES HOME OWNER ASSOCIATION private · serves 100 people · EPA ID OH1601012
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	EDGEWOOD TERRACE
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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