Campbell County property record for 320 E 7th St, Newport, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,692 sqft · built 1885 |
| Lot Size | 0.04 acres (1,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2022) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-05-398.00 |
| Primary APN | 999-99-05-398.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,751 sqft (0.04 acres) |
| Lot Dimensions | 84 ft deep x 20.8 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 E 7TH ST |
|---|---|
| City | NEWPORT |
| State | KY |
| Zip | 41071-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 6 7 EAST ROW ADDN 20.84 X 84 |
| Legal Subdivision | EAST ROW ADDITION |
| Legal Lot Number | 6-7 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Newport Historic District listed 1983 · 984 contributing resources · NRIS 83002600 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 E 7th St is owned by an individual who bought it in March 2022.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | NEWPORT, KY 41071 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| May 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jul 9, 2020 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Prior Sale | Jan 13, 2012 · Amount on File |
| Deed Document Number | 20225150529 |
| Deed Book / Page | 836 / 296 |
| Prior Transfer Date | Aug 28, 2006 |
| Prior Transfer Doc | 0001900021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 22, 2022 |
| Property Address | 320 E 7TH ST, NEWPORT, KY 41071-1941 |
| Document Number | 0005150529 |
| Book / Page | D836 / 296 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 5150529 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 LAMLET STREET, NEWPORT, KY 41071 |
| Name | Verified Name |
|---|---|
| Address | 320 E 7TH ST, NEWPORT, KY 41071-1941 |
| Document Number | 0005150531 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 5150531 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 320 E 7TH ST, NEWPORT, KY 41071-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0005075126 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | M2147/858 |
| Instrument | 5075126 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 320 E 7TH ST, NEWPORT, KY 41071-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005091260 |
|---|---|
| Date | May 16, 2019 |
| Book Page | M2179/271 |
| Instrument | 5091260 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 320 E 7TH ST, NEWPORT, KY 41071-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005112966 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | M2231/228 |
| Instrument | 5112966 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 320 E 7th St was $1,070.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Newport City |
| Unified School District | Newport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070.00 | $290,000 Land $30,000 Building $260,000 | $290,000 Land $30,000 Building $260,000 |
| 2023 | $1,145.00 (+63.81%) | $290,000 (+67.82%) Land $10,000 Building $280,000 | $290,000 (+67.82%) Land $10,000 Building $280,000 |
| 2022 | $699.00 | $172,800 Land $10,000 Building $162,800 | $172,800 Land $10,000 Building $162,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 E 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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