320 E 4th St, Momence, IL 60954 Property Records

Kankakee County property record for 320 E 4th St, Momence, IL 60954 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Oct 2018)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-18-318-009`

Property Details

APN / Parcel Number

Primary APN	`05-11-18-318-009`

Exterior

Lot Area	8,500 sqft (0.195 acres)

Location & Zoning

Street Address	320 E 4TH ST
City	MOMENCE
State	IL
Zip	60954-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MOMENCE TRACT IN EH BLK 34 18-31-14E
Legal Subdivision	TOWN MOMENCE
Legal Block	34
Jurisdiction	KANKAKEE IL
Township / Civil Division	MOMENCE
Census Block Group	2
Census Block	2019
Census Tract	10900

Owner

Source: Kankakee County records · APN 05-11-18-318-009

Assessment roll updated April 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E 4TH ST, MOMENCE, IL 60954-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	201811520
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	320 E 4TH ST, MOMENCE, IL 60954-1310
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202114090
Date	Oct 06, 2021
Instrument	202114090

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	320 E 4TH ST, MOMENCE, IL 60954-1310
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201810012
Date	Sep 10, 2018
Instrument	201810012

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 04, 2019

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 15, 2018
Property Address	320 E 4TH ST, MOMENCE, IL 60954-1310
Document Number	0201811520
Instrument Date	Oct 15, 2018
Instrument	201811520
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	STANDARD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 4TH ST, MOMENCE, IL 60954-1310

Mortgage

Document Number	0201811521
Date	Oct 15, 2018
Instrument	201811521

Lender

Name	FIRST TRUST BANK OF ILLINOIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kankakee County records · Assessment roll updated April 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Momence Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,722.00 (-4.16%)	$70,388 (+13.07%) Land $7,150 Building $63,238	$211,164 (+13.07%) Land $21,450 Building $189,714
2024	$4,927.00 (+19.01%)
2023		$62,251 Land $6,500 Building $55,751	$186,753 Land $19,500 Building $167,253
2022	$4,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kankakee County (17091C), updated February 14, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170910109002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1999)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 1999, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
Bertram Communications	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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