320 E 2nd St, Webster City, IA 50595 Property Records

Hamilton County property record for 320 E 2nd St, Webster City, IA 50595

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,397 sqft · built 1903
Lot Size0.371 acres (16,140 sqft)
Owner2 Individual Names on File
Tax Bill$1,424 (2025)
Flood ZoneZone X (minimal risk)
APN40882506135003

Property Details

APN / Parcel Number

Primary APN40882506135003
Alternative APN
  • 490475040100000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,397 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Unfinished Basement676 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,140 sqft (0.371 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area72 sqft
Deck Area506 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address320 E 2ND ST
CityWEBSTER CITY
StateIA
Zip50595-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK ADD LTS 10 & 11 & E 1/2 ALLEY ADJ BLK 4
Legal Range00W
Legal Township00N
Legal Section00
Legal SubdivisionPARK ADD
Legal Block4
Legal Lot Number10,11
JurisdictionHAMILTON IA
Township / Civil DivisionWEBSTER CITY
Census Block Group2
Census Block2036
Census Tract960300

Owner

320 E 2nd St is owned by two individuals who acquired it in December 2009.

Source: Hamilton County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1023 CLARK ST, WEBSTER CITY, IA 50595-1217
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2009
Deed SaleDec 4, 2009
Prior SaleSep 23, 2003 · Amount on File
Deed Document Number200993274
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 320 E 2nd St was $1,424, down 14.8% from the year before.

Source: Hamilton County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHamilton County
MunicipalityWebster City
Unified School DistrictWebster City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,424.00 (-14.83%)$80,600 Land $10,300 Building $70,300$80,600 Land $10,300 Building $70,300
2024$1,672.00
2023$86,180 (+24.56%) Land $10,300 Building $75,880$86,180 Land $10,300 Building $75,880
2022$1,430.00 Homeowner's exemption$69,190 Land $10,300 Building $58,890
2021$69,190 Land $10,300 Building $58,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1991–2010)
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Jun 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEBSTER CITY WATER SUPPLY
serves 7,825 people · EPA ID IA4063094
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Platinum Connect
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, WMTel.

Nearby Properties on E 2nd St

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