Posey County property record for 320 E 2nd St, Mount Vernon, IN 47620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,431 sqft · built 1950 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $98 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-27-08-140-092.000-018 |
| Primary APN | 65-27-08-140-092.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Basement Area | 716 sqft |
| Unfinished Basement | 716 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Metal Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 141 ft deep x 35 ft wide |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00119360069 |
|---|---|
| Street Address | 320 E 2ND ST |
| City | MOUNT VERNON |
| State | IN |
| Zip | 47620-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N OWENS W/2 LOT 58 MP 621-092- - - - |
| Legal Lot Number | 58 |
| Jurisdiction | POSEY IN |
| Township / Civil Division | BLACK |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 40700 |
Source: Posey County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 E 2ND ST, MOUNT VERNON, IN 47620-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Property Address | 320 E 2ND ST, MOUNT VERNON, IN 47620-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 320 E 2ND ST, MOUNT VERNON, IN 47620-1902 |
| Document Number | 0202203800 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 202203800 |
| Name | UNITED FIDELITY BANK FSB |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 13, 2032 |
Source: Posey County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Posey County |
| County Subdivision | Black Township |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $54,600 (-8.39%) Land $6,400 Building $48,200 | $54,600 (-8.39%) Land $6,400 Building $48,200 |
| 2024 | $98.00 | ||
| 2023 | $59,600 (+7%) Land $4,500 Building $55,100 | $59,600 (+7%) Land $4,500 Building $55,100 | |
| 2022 | $55,700 Land $4,500 Building $51,200 | $55,700 Land $4,500 Building $51,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mainstream Fiber Networks, Wisper ISP.
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