320 E 2nd St, Flora, IL 62839 Property Records

Clay County property record for 320 E 2nd St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	2 Baths
Year Built	Built 1909
Square Footage	1,303 sqft Living Area
Lot Size	7,197 sqft (0.165 acres)
Garage	504 sqft
Occupancy	Owner Occupied
Last Sale	$105,000 (2024)
Tax Bill	$1,901.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-318-004`

Interior

Full Baths	2 Baths
Building Area	1,303 sqft Living Area
Attic Area	1,303 sqft Attic
Attic	1 Attic
Basement Area	360 sqft Basement
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	7,197 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Garage Area	504 sqft Garage
Patio Area	182 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	320 E 2ND ST
City	FLORA
State	IL
Zip	62839-2024
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SAMUEL WHITE'S ADDN TO BLK D ORIGINAL TOWN LOT 3
Legal Subdivision	SAMUEL WHITES ADD
Legal Block	D
Legal Lot Number	3
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	3
Census Block	3070
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-318-004

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E 2ND ST, FLORA, IL 62839-2024
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Oct 01, 2018 · Amount on Record
Deed Doc Number	2024210973
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	167363
Record Refreshed	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 01, 2018
Property Address	320 E 2ND ST, FLORA, IL 62839-2024
Document Number	D195156
Instrument Date	Sep 28, 2018
Instrument	D195156
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$102.75
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 2ND ST, FLORA, IL 62839-2024

Mortgage

Document Number	D195157
Date	Oct 01, 2018
Instrument	D195157

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,728 (+11.45%) Land $4,355 Building $28,373	$98,184 (+11.45%) Land $13,065 Building $85,119
2024	$1,901.00 (+6.2%)	$29,366 (+18.41%) Land $3,908 Building $25,458	$88,098 (+18.41%) Land $11,724 Building $76,374
2022	$1,790.00 (+9.95%) Homeowner's exemption	$24,800 Land $3,301 Building $21,499	$74,400 Land $9,903 Building $64,497
2021	$1,628.00