320 E 21st St, Unit 705, Chicago, IL 60616 Property Records

Cook County property record for 320 E 21st St, Unit 705, Chicago, IL 60616

Property Summary

Property Type	Condominium
Details	built 1927
Lot Size	0.503 acres (21,897 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (Feb 2019)
Tax Bill	$5,685 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-315-066-1186`

Property Details

APN / Parcel Number

Primary APN	`17-22-315-066-1186`

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)

Location & Zoning

Street Address	320 E 21ST ST, 705
City	CHICAGO
State	IL
Zip	60616-4982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 988
Legal Subdivision	CHESS LOFTS CONDO
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	330103

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E 21ST ST, 705, CHICAGO, IL 60616-4982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 4, 2019	Warranty Deed, Transfer · Conventional with PMI PERL MTG
Oct 19, 2018	Loan Modification, Mortgage COUNTRYSIDE BK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE BK
Sep 14, 2017	Grant Deed, Mortgage · Line of Credit COUNTRYSIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	201934180
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 705, 705, CHICAGO, IL 60616-4982
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021610086
Date	Aug 4, 2021
Instrument	2121610086

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 4, 2019
Property Address	320 E 21ST ST UNIT 705, 705, CHICAGO, IL 60616-4982
Document Number	1903534180
Instrument Date	Jan 15, 2019
Instrument	3534180
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 E 21ST ST #705 CHICAGO IL 606164982, 705, CHICAGO, IL 60616-4982

Mortgage

Document Number	1903534181
Date	Feb 4, 2019
Instrument	3534181

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate	4.75%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 705, 705, CHICAGO, IL 60616-4982
Document Number	1830208045
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1830208045
Date	Oct 29, 2018
Instrument	30208045

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 705, 705, CHICAGO, IL 60616-4982
Document Number	1826157072
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	655 W IRVING PARK RD CHICAGO IL 606133123, CHICAGO, IL 60613-3123

Mortgage

Document Number	1826157072
Date	Sep 18, 2018
Instrument	26157072

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2017
Property Address	320 E 21ST ST UNIT 705, 705, CHICAGO, IL 60616-4982
Document Number	1725708014
Instrument Date	Sep 11, 2017
Instrument	25708014
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4503 N MILWAUKEE AVE #2ND CHICAGO IL 606303711, 2ND, CHICAGO, IL 60630-3711

Mortgage

Document Number	1725708014
Date	Sep 14, 2017
Instrument	25708014

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	6734 JOLIET RD, COUNTRYSIDE, IL 60525-4515

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,930 (-0.81%) Land $3,300 Building $26,630	$299,300 (-0.81%) Land $33,000 Building $266,300
2023	$5,685.00 (+3.01%)
2022	$5,519.00 Homeowner's exemption	$30,173 Land $2,654 Building $27,519	$301,730 Land $26,540 Building $275,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

Nearby Properties on E 21st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures