320 E 21st St, Unit 515, Chicago, IL 60616 Property Records

Cook County property record for 320 E 21st St, Unit 515, Chicago, IL 60616

Property Summary

Property Type	Condominium
Details	built 1927
Lot Size	0.503 acres (21,897 sqft)
Owner	Individual Name on Record
Last Sale	$293,500 (Mar 2019)
Tax Bill	$4,468 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-315-066-1180`

Property Details

APN / Parcel Number

Primary APN	`17-22-315-066-1180`

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)

Location & Zoning

Street Address	320 E 21ST ST, 515
City	CHICAGO
State	IL
Zip	60616-4980
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 988
Legal Subdivision	CHESS LOFTS CONDO
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	330103

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E 21ST ST, 515, CHICAGO, IL 60616-4980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2020	Deed of Trust, Mortgage LOAN CABIN INC
Nov 26, 2019	Deed of Trust, Mortgage LOAN CABIN INC
Mar 28, 2019	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG
Oct 19, 2018	Loan Modification, Mortgage COUNTRYSIDE BK
Sep 18, 2018	Trustee's Deed, Construction Loan · Line of Credit COUNTRYSIDE BK
Sep 14, 2017	Grant Deed, Mortgage · Line of Credit COUNTRYSIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	20198154
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	2035116037
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST #515 CHICAGO IL 606164980, 515, CHICAGO, IL 60616-4980

Mortgage

Document Number	2035116037
Date	Dec 16, 2020
Instrument	35116037

Lender

Name	LOAN CABIN INC
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	1934416133
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST #515 CHICAGO IL 606164980, 515, CHICAGO, IL 60616-4980

Mortgage

Document Number	1934416133
Date	Dec 10, 2019
Instrument	34416133

Lender

Name	LOAN CABIN INC
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

Interest

Rate Type	Fixed Rate
Rate	3%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2019
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	1908708154
Instrument Date	Mar 12, 2019
Instrument	8708154
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HAST 21ST ST #515 CHICAGO IL 60616, 515, CHICAGO, IL 60616

Mortgage

Document Number	1908708155
Date	Mar 28, 2019
Instrument	8708155

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	1830208041
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1830208041
Date	Oct 29, 2018
Instrument	30208041

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Amount	Amount Recorded

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Sep 18, 2018
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	1826106100
Instrument Date	Apr 9, 2018
Instrument	26106100
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1826106100
Date	Sep 18, 2018
Instrument	26106100

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.5%

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2017
Property Address	320 E 21ST ST UNIT 515, 515, CHICAGO, IL 60616-4980
Document Number	1725708020
Instrument Date	Sep 11, 2017
Instrument	25708020
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1725708020
Date	Sep 14, 2017
Instrument	25708020

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	6734 JOLIET RD, COUNTRYSIDE, IL 60525-4515

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,193 (-0.95%) Land $2,667 Building $21,526	$241,930 (-0.95%) Land $26,670 Building $215,260
2023	$4,468.00 (+3.12%)
2022	$4,333.00	$24,424 Land $2,145 Building $22,279	$244,240 Land $21,450 Building $222,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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