320 E 21st St, Unit 215, Chicago, IL 60616 Property Records

Cook County property record for 320 E 21st St, Unit 215, Chicago, IL 60616

Property Summary

Property Type	Condominium
Details	built 1927
Lot Size	0.503 acres (21,897 sqft)
Owner	2 Individual Names on File
Last Sale	$329,500 (Dec 2024)
Tax Bill	$5,170 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-22-315-066-1013`

Property Details

APN / Parcel Number

Primary APN	`17-22-315-066-1013`

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Condo/Apartment
Lot Area	21,897 sqft (0.503 acres)

Location & Zoning

Street Address	320 E 21ST ST, 215
City	CHICAGO
State	IL
Zip	60616-4977
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 988
Legal Subdivision	CHESS LOFTS CONDO
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	330103

Owner

320 E 21st St, Unit 215 is owned by two individuals who bought it in December 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 HALF MOON CIR, SILVER CITY, NM 88061-6021
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 6, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 19, 2018	Loan Modification, Mortgage COUNTRYSIDE BK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE BK
Sep 14, 2017	Grant Deed, Mortgage · Line of Credit COUNTRYSIDE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2024 · Amount on File
Deed Sale	Dec 24, 2024 · Amount on File
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	202420503
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0000057014
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 18, 2022
Property Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977
Document Number	0032245013
Map Reference	DOC 0734015061
Instrument Date	Oct 25, 2022
Instrument	2232245013
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977

Mortgage

Document Number	0032245014
Date	Nov 18, 2022
Instrument	2232245014

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 6, 2019
Property Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977
Document Number	1924916104
Instrument Date	Jul 23, 2019
Instrument	24916104
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 21ST ST #215ANDG84 CHICAGO IL 606163190, 215AND, CHICAGO, IL 60616-3190

Mortgage

Document Number	1924916105
Date	Sep 6, 2019
Instrument	24916105

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	1924916106,
Date	Sep 6, 2019
Instrument	24916106

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977
Document Number	1830208044
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1830208044
Date	Oct 29, 2018
Instrument	30208044

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977
Document Number	1826157081
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1826157081
Date	Sep 18, 2018
Instrument	26157081

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2017
Property Address	320 E 21ST ST UNIT 215, 215, CHICAGO, IL 60616-4977
Document Number	1725708022
Instrument Date	Sep 11, 2017
Instrument	25708022
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1811 SILVERSIDE RD WILMINGTON DE 198104345, WILMINGTON, DE 19810-4345

Mortgage

Document Number	1725708022
Date	Sep 14, 2017
Instrument	25708022

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	6734 JOLIET RD, COUNTRYSIDE, IL 60525-4515

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 13, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,193 Land $2,667 Building $21,526	$241,930 Land $26,670 Building $215,260
2023	$5,170.00 (+2.6%)
2022	$5,039.00	$24,424 Land $2,145 Building $22,279	$244,240 Land $21,450 Building $222,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 E 21st St, Unit 215 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 E 21st St, Unit 215 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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