320 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 320 E 18th St, Holland, MI 49423

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.159 acres (6,926 sqft)
Owner	Company Name on Record
Tax Bill	$649 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-33-104-028`

Property Details

APN / Parcel Number

Primary APN	`70-16-33-104-028`

Exterior

Lot Area	6,926 sqft (0.159 acres)
Lot Width	63 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4225
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	TNR
Legal Description	PART OF NW 1/4 OF NW 1/4 COM AT NW COR SEC 33, TH S 89D 21M 29S E 130846 FT, TH S 0D 43M 03S W 71569 FT TO PT OF BEG, TH S 0D
Legal Range	15W
Legal Township	05N
Legal Section	33
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4007
Census Tract	25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	85 W 12TH ST, HOLLAND, MI 49423-3212
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage WEST MICHIGAN COMMUNITY BANK
Jan 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000003694
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	320 E 18TH ST, HOLLAND, MI 49423-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190035908
Date	Oct 3, 2019
Instrument	2019-0035908

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 28, 2020
Property Address	320 E 18TH ST, HOLLAND, MI 49423-4225
Document Number	20200003694
Instrument Date	Jan 27, 2020
Instrument	2020-0003694
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 W 12TH ST, HOLLAND, MI 49423-3212

Mortgage

Document Number	20200003697
Date	Jan 28, 2020
Instrument	2020-0003697

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,700 (+25.37%)	$51,400 (+25.37%)
2025	$649.00 (+15.07%)
2023		$20,500	$41,000
2022	$564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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