320 E 14th St, Apopka, FL 32703 Property Records

Orange County property record for 320 E 14th St, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,275 sqft · built 1990
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Mar 2020)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-28-0000-00-020`

Property Details

APN / Parcel Number

Primary APN	`15-21-28-0000-00-020`
Alternative APNs	`282115000000020` `202510` `206292` `210099`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,300 sqft (0.282 acres)
Porch	Florida Room
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	320 E 14TH ST
City	APOPKA
State	FL
Zip	32703-6990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG 396 FT S & 235 FT E OF NW COR OF NE1/4 OF SW1/4 RUN E 10 2.5 FT S 120 FT W 102.5 FT N 120 FT TO POB IN SEC 15-21-28
Legal Range	28E
Legal Township	21S
Legal Section	15
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1044
Census Tract	17600

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E 14TH ST, APOPKA, FL 32703-6990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MTG
Jul 31, 2019	Warranty Deed, Transfer · Conventional with PMI THOMAS O HANLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2020161615
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	320 E 14TH ST, APOPKA, FL 32703-6990
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 14TH ST APOPKA FL 327036990, APOPKA, FL 32703-6990

Mortgage

Document Number	161617
Date	Mar 12, 2020
Instrument	161617

Lender

Name	FIRST MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2030

Mortgage

Document Number	161616,
Date	Mar 12, 2020
Instrument	161616

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 31, 2019
Property Address	320 E 14TH ST, APOPKA, FL 32703-6990
Document Number	0000471382
Instrument Date	Jul 26, 2019
Instrument	471382
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10543 GARDENWOOD RD ORLANDO FL 328378907, ORLANDO, FL 32837-8907
Investor	Possibly a Property Investor

Mortgage

Document Number	471383
Date	Jul 31, 2019
Instrument	471383

Lender

Name	THOMAS O HANLON
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,434 (+2.7%)	$198,740 (-1.25%) Land $38,000 Building $160,740
2025	$1,989.00 (+8.33%) Homeowner's exemption	$135,768 (+5.99%)	$201,260 (+10.74%) Land $38,000 Building $163,260
2024	$1,836.00 (+7.18%)
2023	$1,713.00 (+5.68%) Homeowner's exemption	$128,099 (+3%)	$181,733 (+20.6%) Land $38,000 Building $143,733
2022	$1,621.00 Homeowner's exemption	$124,368	$150,695 Land $30,000 Building $120,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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