Goodhue County property record for 320 E 11th St, Zumbrota, MN 55992
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1977 |
| Lot Size | 0.26 acres (11,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2025) |
| Tax Bill | $3,252 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72.520.0070 |
| Primary APN | 72.520.0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,760 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 800 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,183 sqft (0.26 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55543 |
|---|---|
| Street Address | 320 E 11TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHERERS FIRST ADD ID# 22-0410-00701 DOC #707851 PT OF LOTS 7 & 8 BLK 1 BEG AT SE COR LOT 8 WLY ALG S LINE LOT 8 FOR 40.10 FT |
| Legal Subdivision | SCHERERS FIRST ADD |
| Legal Block | 1 |
| Legal Lot Number | 7-8 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ZUMBROTA |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 80900 |
320 E 11th St is owned and occupied by an individual who bought it in September 2025.
Source: Goodhue County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Sep 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 17, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Dec 17, 2018 · Amount on File |
| Deed Document Number | 2025707851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOODHUE MN |
| Property Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000675802 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 675802 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Sep 2, 2025 |
| Property Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
| Document Number | 000A707851 |
| Instrument Date | Aug 25, 2025 |
| Instrument | A707851 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
| Document Number | 000A707852 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | A707852 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Dec 17, 2018 |
| Property Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
| Document Number | 000A652139 |
| Instrument Date | Dec 7, 2018 |
| Instrument | A-652139 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 E 11TH ST, ZUMBROTA, MN 55992-1419 |
The 2026 property tax bill for 320 E 11th St was $3,252 with a homeowner's exemption.
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Zumbrota City |
| Unified School District | Zumbrota-Mazeppa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,252.00 Homeowner's exemption | $256,000 (+4.79%) Land $57,500 Building $198,500 | $256,000 (+4.79%) Land $57,500 Building $198,500 |
| 2025 | $244,300 Land $54,700 Building $189,600 | $244,300 Land $54,700 Building $189,600 | |
| 2024 | $3,234.00 (+8.16%) | ||
| 2023 | $2,990.00 Homeowner's exemption | $235,800 Land $54,700 Building $181,100 | $235,800 Land $54,700 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 E 11th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 320 E 11th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Zumbrota serves 3,172 people · EPA ID MN1250020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| TSC DSL · Fiber in parts of the area | 100 / 20 |
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