320 E 10th St, Mount Vernon, IN 47620 Property Records

Posey County property record for 320 E 10th St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1920
Lot Size	0.113 acres (4,922 sqft)
Owner	Company Name on Record
Last Sale	$15,002 (Aug 2023)
Tax Bill	$410 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-430-062.001-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-430-062.001-018`
Alternative APNs	`00609700268` `0090183200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	140 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00609700268
Street Address	320 E 10TH ST
City	MOUNT VERNON
State	IN
Zip	47620-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPANYS W/2 LOT 2 BLK 8 MP 564-062-01- - -
Legal Subdivision	COMPANYS ENLARGEMENT
Legal Block	8
Legal Lot Number	2
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1049
Census Tract	40700

Owner

Source: Posey County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8437 BELL OAKS DR, NEWBURGH, IN 47630-2582
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Construction Mortgage RJ PRIVATE LENDING LLC
Sep 1, 2023	Deed of Trust, Mortgage QUEST TRUST COMPANY
Aug 14, 2023	Warranty Deed, Transfer NOT AVAILABLE, HIGGINS LAND TITLE SLN LLC
Feb 6, 2017	Deed of Trust, Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Deed Document Number	20232380
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Recording Date	Jul 20, 2026
Property Address	320 E 10TH ST, MOUNT VERNON, IN 47620-1511
Document Number	0000002376
Instrument Date	Jun 26, 2026
Instrument	20262376
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TOTAL TITLE LLC, TOTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000002376,
Date	Jul 20, 2026
Instrument	20262376

Lender

Name	RJ PRIVATE LENDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 1, 2027

Interest

Rate Type	Balloon
Rate	6.53%
Initial Type	Balloon
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	320 E 10TH ST, MOUNT VERNON, IN 47620-1511
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302570
Date	Sep 1, 2023
Instrument	202302570

Lender

Name	QUEST TRUST COMPANY
Type	Non-Lending Institution
Address	HOUSTON, TX 77084

Agreement

Amount	Amount Recorded

Interest

Index	COF

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Aug 14, 2023
Property Address	320 E 10TH ST, MOUNT VERNON, IN 47620-1511
Document Number	0202302380
Map Reference	MB 06 PG 134
Instrument Date	Aug 10, 2023
Instrument	202302380
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	NOT AVAILABLE, HIGGINS LAND TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8006, EVANSVILLE, IN 47716-8006

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	320 E 10TH ST, MOUNT VERNON, IN 47620-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700406
Date	Feb 6, 2017
Instrument	201700406

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MOUNT VERNON, IN 47620

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$410.00 (+5.13%)	$20,500 (-41.26%) Land $6,700 Building $13,800	$20,500 (-41.26%) Land $6,700 Building $13,800
2024	$390.00
2023		$34,900 (+6.08%) Land $6,700 Building $28,200	$34,900 (+6.08%) Land $6,700 Building $28,200
2022		$32,900 Land $6,700 Building $26,200	$32,900 Land $6,700 Building $26,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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