Chesapeake City property record for 320 Dunn St, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,071 sqft · built 2003 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2006) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Dec 2017 Mortgage + 1 more |
| APN | 0351004001430 |
| Primary APN | 0351004001430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Upper Floors Area | 828 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 DUNN ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 24 BLK 12 CRESTWOOD PLAT B |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20903 |
320 Dunn St is owned and occupied by an individual who bought it in March 2006.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 DUNN ST, CHESAPEAKE, VA 23320-6416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SOVEREIGN LENDING GROUP INCORPORATED |
| Dec 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage MCS MORTGAGE BANKERS INC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SOVEREIGN LENDING GROUP INCORPORATED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2006 · Amount on File |
| Deed Sale | Mar 9, 2006 · Amount on File |
| Prior Sale | Oct 28, 2003 · Amount on File |
| Deed Book / Page | 6411 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 DUNN ST, CHESAPEAKE, VA 23320-6416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10427/706 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 10427/706 |
| Instrument | 210037390 |
| Name | SOVEREIGN LENDING GROUP INCORPORATED |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 DUNN ST, CHESAPEAKE, VA 23320-6416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 9869/829 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 9869/829 |
| Instrument | 170035565 |
| Name | MCS MORTGAGE BANKERS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 320 DUNN ST, CHESAPEAKE, VA 23320-6416 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | 10235/645 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 10235/645 |
| Instrument | 200037391 |
| Name | SOVEREIGN LENDING GROUP INCORPORATED |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 320 Dunn St was $3,501.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,700 (+5.22%) Land $110,000 Building $254,700 | $364,700 (+5.22%) Land $110,000 Building $254,700 | |
| 2025 | $3,501.00 | $346,600 Land $100,000 Building $246,600 | $346,600 Land $100,000 Building $246,600 |
| 2023 | $317,800 (+11.12%) Land $90,000 Building $227,800 | $317,800 (+11.12%) Land $90,000 Building $227,800 | |
| 2022 | $286,000 Land $80,000 Building $206,000 | $286,000 Land $80,000 Building $206,000 | |
| 2019 | $2,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 320 Dunn St; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Dunn St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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