320 Duncan Ave, Stockton, CA 95207 Property Records

San Joaquin County property record for 320 Duncan Ave, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,203 sqft · built 1956
Lot Size	0.185 acres (8,075 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Oct 2019)
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`081-333-040-000`

Property Details

APN / Parcel Number

Primary APN	`081-333-040-000`
Alternative APN	`081-333-04`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	8,075 sqft (0.185 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	081-333-04
Street Address	320 DUNCAN AVE
City	STOCKTON
State	CA
Zip	95207-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 14 PG 26 LOT 603 TR 383
Legal Subdivision	MAYFAIR 05
Legal Tract	383
Legal Block	1
Legal Lot Number	603
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1013
Census Tract	3306

Owner

320 Duncan Ave is owned and occupied by an individual who bought it in October 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage OCMBC INC
Oct 15, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Mar 1, 2000 · Amount on File
Deed Document Number	2019117265
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006

Mortgage

Document Number	0000062625
Date	Apr 9, 2021
Instrument	2021-062625

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006
Document Number	0000078348
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 DUNCAN AVE STOCKTON CA 952073006, STOCKTON, CA 95207-3006

Mortgage

Document Number	0000078348
Date	Jul 1, 2020
Instrument	78348

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 15, 2019
Property Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006
Document Number	0000117265
Map Reference	VOL 14 PG 26
Instrument Date	Oct 4, 2019
Instrument	2019-117265
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 DUNCAN AVE, STOCKTON, CA 95207-3006

Mortgage

Document Number	0000117266
Date	Oct 15, 2019
Instrument	2019-117266

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 320 Duncan Ave was $3,672 with a homeowner's exemption, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+2.91%)
2025	$3,568.00 Homeowner's exemption	$294,185 Land $65,616 Building $228,569
2023	$3,429.00 (+1.84%) Homeowner's exemption	$282,764 Land $63,069 Building $219,695	$334,530
2022	$3,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Duncan Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, unWired Broadband.

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