320 Dorton Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 320 Dorton Dr, Lancaster, KY 40444

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 2026)
Tax Bill	$205 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-25.026`

Property Details

APN / Parcel Number

Primary APN	`12-25.026`
Alternative APN	`22046`

Exterior

Lot Area	62,726 sqft (1.44 acres)

Location & Zoning

Account Number	22046
Street Address	320 DORTON DR
City	LANCASTER
State	KY
Zip	40444-7233
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 26 CAMP DICK ACRES1.44 AC
Legal Subdivision	CAMP DICK ACRES
Legal Lot Number	26
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2025
Census Tract	970102

Owner

320 Dorton Dr, residential vacant land, is owned by two individuals who bought it in May 2026.

Source: Garrard County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 SAVANNAH DR, NICHOLASVILLE, KY 40356-2028
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK
May 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Deed Document Number	2026215086
Deed Book / Page	336 / 925
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Recording Date	Jul 28, 2026
Property Address	320 DORTON DR, LANCASTER, KY 40444-7233
Document Number	0000218900
Book / Page	475 / 295
Instrument Date	Jul 6, 2026
Instrument	2026218900
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CORBITT DR, WILMORE, KY 40390-1018

Mortgage

Document Number	0000218900,
Date	Jul 28, 2026
Book Page	475/295
Instrument	2026218900

Lender

Name	FARMERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2027

Interest

Rate	6.48%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 8, 2026
Property Address	320 DORTON DR, LANCASTER, KY 40444-7233
Document Number	0000215086
Book / Page	336 / 925
Instrument Date	May 8, 2026
Instrument	2026.215086
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$6,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	320 SAVANNAH DR, NICHOLASVILLE, KY 40356-2028

Tax Assessment & Valuation

The 2025 property tax bill for 320 Dorton Dr was $205, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2025	$205.00 (-0.49%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2024	$206.00 (-2.83%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$212.00 (+36.77%)	$20,000 (+37.93%) Land $20,000	$20,000 (+37.93%) Land $20,000
2022	$155.00	$14,500 Land $14,500	$14,500 Land $14,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Dorton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Dorton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: AT&T.

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