320 Ditto Branch Ln, Penhook, VA 24137 Property Records

Franklin County property record for 320 Ditto Branch Ln, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1994
Lot Size	7.28 acres (317,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Mar 2021)
Tax Bill	$781 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105 00-024 13`

Property Details

APN / Parcel Number

Primary APN	`105 00-024 13`
Alternative APN	`29728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,152 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	317,422 sqft (7.28 acres)
Terrain	Rolling
Deck Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29728
Street Address	320 DITTO BRANCH LN
City	PENHOOK
State	VA
Zip	24137-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	SNOW CREEK LANDING LOT 14
Legal Subdivision	SNOW CREEK LANDING
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	SNOW CREEK
Census Block Group	3
Census Block	3037
Census Tract	20902

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 DITTO BRANCH LN, PENHOOK, VA 24137-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	20212408
Deed Book / Page	1158 / 2468
Prior Transfer Date	Sep 29, 2007
Prior Transfer Doc	00092201472
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 12, 2021
Property Address	320 DITTO BRANCH LN, PENHOOK, VA 24137-1317
Document Number	0011582468
Book / Page	1158 / 2468
Instrument Date	Mar 12, 2021
Instrument	210002408
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 DITTO BRANCH LN, PENHOOK, VA 24137-1317

Mortgage

Document Number	0011582471
Date	Mar 12, 2021
Book Page	1158/2471
Instrument	210002409

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (+34.42%)	$181,800 (+90.77%) Land $34,600 Building $147,200	$181,800 (+90.77%) Land $34,600 Building $147,200
2023	$581.00	$95,300 (-) Land $27,600 Building $67,700	$95,300 (-) Land $27,600 Building $67,700
2022		$95,300 Land $27,600 Building $67,700	$95,300 Land $27,600 Building $67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ditto Branch Ln

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