Logan County property record for 320 Denver St, Sterling, CO 80751
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1908 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2021) |
| Tax Bill | $855 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 38052532226016 |
| Primary APN | 38052532226016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Heated Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 434 sqft |
| Finished Basement | 434 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Old Parcel Number | 5288000 |
|---|---|
| Street Address | 320 DENVER ST |
| City | STERLING |
| State | CO |
| Zip | 80751-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14-15 BLK 28 B&M ADDN STERLING |
| Legal Range | 52W |
| Legal Township | 08N |
| Legal Section | 32 |
| Legal Subdivision | B&M ADDN |
| Legal Block | 28 |
| Legal Lot Number | 14-15 |
| Jurisdiction | LOGAN CO |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 966300 |
Source: Logan County records · APN 38052532226016
Assessment roll updated May 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 DENVER ST, STERLING, CO 80751-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Special Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 22, 2019 | Deed of Trust, Mortgage · ARM VISIO FINANCIAL SERVICES INC |
| Mar 08, 2017 | Grant Deed, Transfer KURT & MARCIA MILLER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Oct 09, 2018 · Amount on Record |
| Deed Document Number | 2021756755 |
| Deed Book / Page | 1044 / 943 |
| Prior Transfer Date | Jan 26, 2012 |
| Prior Transfer Doc | 0000706807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOGAN CO |
| Recording Date | Aug 13, 2021 |
| Property Address | 320 DENVER ST, STERLING, CO 80751-3929 |
| Document Number | 0000756755 |
| Book / Page | 1044 / 943 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 756755 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 DENVER ST, STERLING, CO 80751-3929 |
| Document Number | 0000756756 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 756756 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOGAN CO |
| Property Address | 320 DENVER ST, STERLING, CO 80751-3929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000746089 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 1034/0272 |
| Instrument | 746089 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78758 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.82% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.82% |
| Max Rate At Change | 9.82% |
| Index | 1-Year LIBOR |
| Margin | 7 |
| Max Rate | 12.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOGAN CO |
| Recording Date | Mar 08, 2017 |
| Property Address | 320 DENVER ST, STERLING, CO 80751-3929 |
| Document Number | 0000732912 |
| Book / Page | 001021 / 000085 |
| Instrument Date | Mar 08, 2017 |
| Instrument | 732912 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 612 N 4TH ST STERLING CO 807513208, STERLING, CO 80751-3208 |
| Document Number | 732913 |
|---|---|
| Date | Mar 08, 2017 |
| Book Page | 001021/000086 |
| Instrument | 732913 |
| Name | KURT & MARCIA MILLER |
|---|---|
| Address | STERLING, CO 80751 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 07, 2047 |
Source: Logan County records · Assessment roll updated May 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Logan County |
| Municipality | Sterling City |
| Unified School District | Valley School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $855.00 (+93%) | $10,201 (-91.43%) | $163,214 (+37.04%) Land $31,250 Building $131,964 |
| 2023 | $443.00 (-35.04%) | $119,100 (+1,338.41%) Land $25,000 Building $94,100 | $119,100 (-) Land $25,000 Building $94,100 |
| 2022 | $682.00 | $8,280 Land $1,740 Building $6,540 | $119,100 Land $25,000 Building $94,100 |
Source: FEMA National Flood Hazard Layer as of May 29, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kentec Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Inventive Wireless of Nebraska.
Based on FCC filings for 454 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF STERLING serves 15,100 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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