Klamath County property record for 320 Delta St, Klamath Falls, OR 97601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,076 sqft · built 1930 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,500 (Apr 2019) |
| Tax Bill | $1,531 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-3809-029CB-03900-000 |
| Primary APN | R-3809-029CB-03900-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Attic | Attic |
| Attic Area | 233 sqft |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 1,076 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 300 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 299475 |
|---|---|
| Street Address | 320 DELTA ST |
| City | KLAMATH FALLS |
| State | OR |
| Zip | 97601-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | BUENA VISTA ADDITION, BLOCK 89, LOT 8 POR |
| Legal Range | 9EE |
| Legal Township | 38S |
| Legal Section | 29 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | BUENA VISTA ADDITION |
| Legal Block | 89 |
| Legal Lot Number | 8 |
| Jurisdiction | KLAMATH OR |
| Township / Civil Division | KLAMATH FALLS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 971800 |
320 Delta St is owned and occupied by an individual who bought it in April 2019.
Source: Klamath County records, as of November 28, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on File |
| Deed Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 2019-3944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Document Number | 0000010022 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025-010022 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KLAMATH OR |
| Property Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010809 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-010809 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | TALMAGE, CA 95481 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KLAMATH OR |
| Recording Date | Apr 12, 2019 |
| Property Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Document Number | 0000003944 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019-3944 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 320 DELTA ST, KLAMATH FALLS, OR 97601-2449 |
| Document Number | 0000003945 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019-3945 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 320 Delta St was $1,531, up 2.4% from the year before.
Source: Klamath County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Klamath County |
| Municipality | Klamath Falls City |
| Unified School District | Klamath Falls City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,531.00 (+2.41%) | $89,420 (+2.99%) | $270,150 (-6.17%) Land $24,950 Building $245,200 |
| 2024 | $1,495.00 (+4.11%) | $86,820 (-) | $287,900 (+6.01%) Land $24,240 Building $263,660 |
| 2023 | $1,436.00 (+2.06%) | $86,820 (+6.07%) | $271,570 (+41.41%) Land $22,830 Building $248,740 |
| 2022 | $1,407.00 | $81,850 | $192,040 Land $22,830 Building $169,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Delta St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Delta St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 198 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| FireServe Fixed Wireless | 100 / 30 |
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