Garrard County property record for 320 Deer Run, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2007 |
| Lot Size | 0.451 acres (19,646 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2021) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Aug 2005 Mortgage Sep 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28E-81 |
| Primary APN | 28E-81 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,646 sqft (0.451 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 22667 |
|---|---|
| Street Address | 320 DEER RUN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 .451 AC |
| Legal Subdivision | DEER RUN |
| Legal Lot Number | 81 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 DANVILLE ST, LANCASTER, KY 40444-1028 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CMH OF KENTUCKY INC |
| Sep 28, 2007 | Deed of Trust, Mortgage · Conventional Mortgage TAYLOR, BEAN & WHITAKER MORTGAGE CORP |
| Jul 30, 2010 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Feb 12, 2021 | Deed, Transfer |
| Sep 15, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on File |
| Deed Sale | Feb 12, 2021 · Amount on File |
| Prior Sale | Sep 28, 2007 · Amount on File |
| Deed Document Number | 2021160599 |
| Deed Book / Page | 307 / 849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1132 COPPER CREEK RD, BEREA, KY 40403-9433 |
| Document Number | 00M246/529 |
|---|---|
| Date | Aug 2, 2005 |
| Book Page | M246/529 |
| Instrument | 65415 |
| Name | CMH OF KENTUCKY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M277/743 |
|---|---|
| Date | Sep 28, 2007 |
| Book Page | M277/743 |
| Instrument | 91677 |
| Name | TAYLOR, BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Address | OCALA, FL 34475 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M300/546 |
|---|---|
| Date | Jul 30, 2010 |
| Book Page | M300/546 |
| Instrument | 105100 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Address | PIKEVILLE, KY 41501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 12, 2021 |
| Property Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
| Document Number | 00D307/849 |
| Book / Page | D307 / 849 |
| Map Reference | DB 305 PG 415 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 160599 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 BAREFOOT DR, WILMORE, KY 40390-1437 |
| Name | Verified Name |
|---|---|
| Address | 211 DANVILLE ST, LANCASTER, KY 40444-1028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 15, 2020 |
| Property Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
| Document Number | 00D305/415 |
| Book / Page | D305 / 415 |
| Map Reference | DB 246 PG 529 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 158771 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 PIN OAK DR, LANCASTER, KY 40444-1047 |
| Name | Verified Name |
|---|---|
| Address | 320 DEER RUN, LANCASTER, KY 40444-9548 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $30,000 Building $190,000 | $220,000 (-) Land $30,000 Building $190,000 | |
| 2025 | $2,453.00 (-0.45%) | $220,000 (-) Land $30,000 Building $190,000 | $220,000 (-) Land $30,000 Building $190,000 |
| 2024 | $2,464.00 (-2.61%) | $220,000 (-) Land $30,000 Building $190,000 | $220,000 (-) Land $30,000 Building $190,000 |
| 2023 | $2,530.00 (-0.86%) | $220,000 (-) Land $30,000 Building $190,000 | $220,000 (-) Land $30,000 Building $190,000 |
| 2022 | $2,552.00 | $220,000 Land $30,000 Building $190,000 | $220,000 Land $30,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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