320 Deer Point Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 320 Deer Point Dr, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,216 sqft · built 2006
Lot Size	5.36 acres (233,482 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Sep 2021)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077049 00422`

Property Details

APN / Parcel Number

Primary APN	`077049 00422`
Alternative APN	`049 00422`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	4,216 sqft Living Area
1st Floor Area	3,640 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	233,482 sqft (5.36 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,020 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	755 sqft
Deck Area	392 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	320 DEER POINT DR
City	DUNLAP
State	TN
Zip	37327-6557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: GREENFIELDS ESTATES
Legal Subdivision	GREENFIELDS ESTATES
Legal Lot Number	47
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	9
Census Block Group	1
Census Block	1040
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Aug 27, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Sep 1, 2021	Warranty Deed, Transfer ORIGIN BANK
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Sep 17, 2003 · Amount on Record
Deed Document Number	21002742
Deed Book / Page	426 / 47
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003316
Date	Oct 27, 2021
Book Page	429/351
Instrument	21003316

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DEER POINT DR, DUNLAP, TN 37327-6557

Mortgage

Document Number	0000000138
Date	Jan 22, 2024
Book Page	468/1148
Instrument	24000138

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DEER POINT DR, DUNLAP, TN 37327-6557

Mortgage

Document Number	0000002586
Date	Aug 27, 2025
Book Page	20-/2817
Instrument	25002586

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 1, 2021
Property Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Document Number	0000002742
Book / Page	426 / 47
Map Reference	MB B PG 112
Instrument Date	Aug 30, 2021
Instrument	21002742
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 DEER POINT DR, DUNLAP, TN 37327-6557

Mortgage

Document Number	0000002743
Date	Sep 1, 2021
Instrument	21002743

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Mar 1, 2022

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	320 DEER POINT DR, DUNLAP, TN 37327-6557
Document Number	0000001633
Book / Page	000357 / 000676
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 DEER POINT DR DUNLAP TN 373276557, DUNLAP, TN 37327-6557

Mortgage

Document Number	0000001633
Date	Aug 17, 2017
Book Page	000357/000676
Instrument	1633

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,368.00	$237,825 (-) Land $24,800 Building $213,025
2023	$4,368.00 (+60.35%)	$237,825 (+113.2%) Land $24,800 Building $213,025	$951,300 (+113.2%) Land $99,200 Building $852,100
2022	$2,724.00	$111,550 Land $17,425 Building $94,125	$446,200 Land $69,700 Building $376,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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